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+37 photosWaterfront home — 5421 SW 185th Terrace · Sunset Lakes Plat Three · Miramar
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Open property magazine$1,160,000
5421 SW 185th Terrace, Miramar, FL 33029
Miramar, FL, 33029
5 bd · 3 ba · 2,603 sqft
Listed by Sunny Florida Group LLC
5421 SW 185th Terrace, Miramar, FL 33029
Listed by Sunny Florida Group LLC
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Estimated monthly payment
$8,234/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $8,234/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesStunning substantially remodeled 5BR/3BA single-story waterfront home in Sunset Lakes with a 3-car garage and the front door and the sliding door to the patio are impact. The bright, open interior features soaring ceilings, abundant natural light, elegant white porcelain flooring, multiple living and dining areas, and a custom built-in entertainment center. The spacious kitchen offers wood cabinetry, granite countertops, stainless steel appliances, pantry storage, and a breakfast area that opens to the main living spaces. The primary suite features a walk-in closet, dual vanities, soaking tub, and separate shower. Step outside to an impressive waterfront backyard with an expansive remodeled paver patio, covered entertaining areas, built-in BBQ/grill, pergola with spa, multiple seating areas, landscaped grounds, and peaceful lake views. Additional improvements include remodeled bathrooms, walls, entry and patio doors, driveway, and outdoor areas, plus a 2025 water heater. The fenced backyard also offers room for a pool. Located in Sunset Lakes, a gated resort-style community, residents enjoy a clubhouse, resort pool, fitness center, tennis and basketball courts, pickleball, playgrounds, lakes, and other recreational amenities and A rated schools, all in a desirable Miramar location close to shopping, dining, schools, and major roadways.
Property Details
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Your costs (est.)
≈ $8,234/mo
5421 SW 185th Terrace, Miramar, FL 33029 · Miramar
Location
5421 SW 185th Terrace, Miramar, FL 33029
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 5421 SW 185th Terrace, Miramar, FL 33029?+
Property tax (after sale): $1,350/month est.; homeowners insurance: $556/month est.; HOA: $310/month. Fixed ownership costs before a mortgage: $2,216/month est. Principal and interest: $6,019/month; PMI: $0/month. Total for the payment scenario shown: $8,234/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 5421 SW 185th Terrace, Miramar, FL 33029?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 5421 SW 185th Terrace, Miramar, FL 33029 need flood insurance, and what drives the premium?+
Most of Miramar sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 5421 SW 185th Terrace, Miramar, FL 33029?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 5421 SW 185th Terrace, Miramar, FL 33029?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 5421 SW 185th Terrace, Miramar, FL 33029?+
This listing has been on the market 43 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miramar, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by Broward County Public Schools.
Other options for this address
City/Pembroke Pines Charter Middle School
Middle school · Charter · Grades 6–8 · Pembroke Pines
Love Outreach Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Miramar
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
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