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+12 photosLuxury villa — 5874 SW 97th Terrace · Colony At Stirling · Cooper City
South Florida Luxury Living
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Open property magazine$475,000
5874 SW 97th Terrace, Cooper City, FL 33328
Cooper City, FL, 33328
2 bd · 2 ba · 1,113 sqft
Listed by Guardian Real Estate Co.
5874 SW 97th Terrace, Cooper City, FL 33328
Listed by Guardian Real Estate Co.
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Estimated monthly payment
$3,332/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $3,332/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesA one story attached villa featuring 2 bedrooms & 2 Full bathrooms 1-car garage & a private, fenced yard with a pool. Full impact windows & doors ensuring safety & energy efficiency. Located in the desirable city of Cooper City, you will benefit from access to excellent schools, With low association fees of just $60 a month. Sold AS-IS Roof good condition from 2006, A/C working fine from 2005 This is a short-sale listing, subject to lender's approval.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
156 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $3,332/mo
5874 SW 97th Terrace, Cooper City, FL 33328 · Cooper City
Location
5874 SW 97th Terrace, Cooper City, FL 33328
What buyers ask about this home
What are the estimated monthly carrying costs at 5874 SW 97th Terrace, Cooper City, FL 33328?+
Property tax (after sale): $604/month est.; homeowners insurance: $204/month est.; HOA: $60/month. Fixed ownership costs before a mortgage: $868/month est. Principal and interest: $2,465/month; PMI: $0/month. Total for the payment scenario shown: $3,332/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 5874 SW 97th Terrace, Cooper City, FL 33328?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 5874 SW 97th Terrace, Cooper City, FL 33328 need flood insurance, and what drives the premium?+
Most of Cooper City sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 5874 SW 97th Terrace, Cooper City, FL 33328?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 5874 SW 97th Terrace, Cooper City, FL 33328?+
This listing has been on the market 156 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Cooper City, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Cooper City Elementary School
Elementary · 0.8 mi from this home · 5080 Sw 92Nd Ave, Cooper City
Zone boundaries published by Broward County Public Schools.
Other options for this address
David Posnack Jewish Day School
Pre-K & Kindergarten · Private · Jewish · Grades PK–12 · Davie
Know-It-All Preparatory School And Tutoring Center
Pre-K & Kindergarten · Private · Grades K–12 · Davie
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$475,000 · MLS A12034758
$475,000
5874 SW 97th Terrace