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+45 photosWaterfront home — 640 S Ocean Boulevard · Hypoluxo Beach · Manalapan



















































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Open property magazine$72,500,000
640 S Ocean Boulevard, Manalapan, FL 33462
Manalapan, FL, 33462
11 bd · 19 ba · 17,379 sqft · 155 ft of water
Listed by William Raveis Real Estate
640 S Ocean Boulevard, Manalapan, FL 33462155 ft of water frontageLarge Superyacht range · Boat length ~135 ft · preliminary
Listed by William Raveis Real Estate
This home is no longer available for a tour.
It is pending or sold, so it cannot be added to a tour day. Ask Simon about similar homes you can still see.
Ask Simon about boat size
Max boat: Not provided · Dock: Not provided
min · est.
Not provided
low tide depth
Enter draft
bridges on the route
Not provided
Run to the ocean
Saved route not provided — Ask Simon
Map © Esri · saved route, planning only
Water depth on the way out
Saved depth segments not provided — Ask Simon
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
Current tide prediction not provided — Ask Simon
Route bridges & sources
Bridges on the route
No bridges on this route
Depth sources
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $71,667,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $376,187/mo
- Property tax (after sale) est.
- $50,591/mo
- Homeowners insurance est.
- $3,709/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
640 S Ocean Boulevard, Manalapan, FL 33462
Estimated cash to close est.
$14,976,586.67
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $58,000,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $71,667,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$14,976,586.67
- Down payment est.
- $14,500,000.00
- Mortgage note documentary stamps est.
- $203,000.00
- Mortgage intangible tax est.
- $116,000.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $101,182.17
- Insurance escrow (2 months) est.
- $7,418.50
- First-year insurance premium est.
- $44,511.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $3,709 / month
Source: FEMA National Flood Hazard Layer · Date checked: Nov 7, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Nov 7, 2026
- Roof type
- Concrete
- Roof year
- 2019 (assumed from year built)
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Electric Shutters (Partial)
- Window features
- Drapes
- Year built
- 2019
Homeowners insurance: $3,709 / month est.
- Annual premium est.
- $44,206
- Fees & taxes est.
- $305
- Annual total est.
- $44,511
- Likely range est.
- $37,834–$53,413
- Dwelling coverage est.
- $6,191,269
- Other structures est.
- $123,825
- Personal property est.
- $1,238,254
- Loss of use est.
- $619,127
- Hurricane deductible (2%) est.
- $123,825
Based on the listing: 17,379 sq ft · built 2019 · 3 stories · roof from 2019 · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesThe Beach House is a neoclassical estate in Manalapan spanning 1.86 acres, boasting 155 feet of direct ocean and Intracoastal frontage. This 22,220 sq. ft. property features three homes: the Main House (7 bedrooms, 9.4 baths), South Guest House (2 bedrooms, 2.1 baths), and North Guest House (2 bedrooms, 2.1 baths). Arriving via a lushly landscaped driveway, visitors are greeted by grand terraces and striking dual water views. Upon entry, the foyer opens to breathtaking vistas of the expansive pool, manicured lawn, and ocean, enhanced by elegant, island-inspired landscaping. Architect: Smith & Moore. Builder: J5. Interior Design: Marc Michaels The Main House (14,899 Sq Ft U.A.) Upon entry, be welcomed by dual water views of the ocean and intracoastal, a grand staircase, custom inlaid marble flooring, and smoked glass columns. With His/Her powder rooms off the foyer, enter the formal living room, exquisitely decorated with custom furniture, a backlit marble fireplace, and lacquered walls. The main gallery connects all rooms on the main floor, leading you to the North wing, which includes the kitchen, family room, and breakfast room, all overlooking an oversized covered loggia. All rooms on the main floor can be separated or closed off. The South wing includes a VIP Bedroom Suite with a private entrance to the loggia, statuary marble dual vanities, and floor-to-ceiling windows. A secondary bedroom overlooks the west side of the estate with custom shelving and natural light. Ascending the grand staircase, the landing leads you to the Master Bedroom Suite on the southeast wing of the upper level and 4 additional bedrooms all en-suite. Enter into a private foyer immediately greeted by subtle grandeur, ocean views, an expansive terrace, and custom millwork throughout. The Master bedroom, including a seating area and fireplace, flows into the master sitting room/breakfast bar, closets, and bathrooms. Her sanctuary opens up into a massive closet and oceanfront bathroom featuring a Mother of Pearl oyster shell chandelier, soaking tub, inlaid marble, and balcony. His closet connects to a spa-like bathroom, including a metal frame rain shower. The gym is connected to both master closets and bathrooms for easy, but private access. On the North end of the upper level, there are two oceanfront bedrooms and one garden view bedroom all with access to expansive covered loggias. The fourth bedroom overlooks the garden and can be used as a flex space. Descending an additional grand staircase to the lower level, a temperature-controlled wine room is located at the bottom of the stairs leading to an additional staff bedroom or flex room. This fully finished, air-conditioned garage fits 5+ cars and is attached to the main house. Guest Houses (1,487 Sq Ft U.A./ 993 Sq Feet U.A.) Crossing over the sprawling lawns and coral stairs, you will find South & North Guest Houses on the west side of the estate, both with their own private garden. The South GH features a family room, dining room, full kitchen & 2 bed/2.1 bath layout. The North GH includes 2 beds/2.1 baths and a catering/chef's kitchen. The entire property is walled, gated, has enhanced security and a smart home system. Enjoy easy access to the Intracoastal with your own private dock with two lifts, perfect for water sports and yachting. Manalapan is one of Florida's most exclusive enclaves in South Florida, home of the famed Eau Hotel and Nobu Manalapan. Shopping, golf, tennis, and multiple restaurants are within walking distance or a short drive. Manalapan is conveniently located in the middle of Palm Beach County, placing it minutes away from Palm Beach, Delray, and Boca. Private aviation FBOs close by offer several options within minutes (helicopter/private) and close by international airports like Palm Beach International, Fort Lauderdale and Miami are less than an hour. Manalapan became known when billionaire Harold Vanderbilt decided to make it his home. It has since become the home of numerous famed billionaires and is considered one of the rarest stretches of land in South Florida due to its ocean-to-Intracoastal access, privacy, and has approximately 400 residents. It is also known for its sport fishing, diving, and snorkeling. This property is being offered fully furnished as is now, with an exclusion list to be provided for some small personal items. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives is deemed reliable but not guaranteed and is subject to errors, omissions, or changes without notice. All information should be independently verified by any prospective buyer or seller. Listing company expressly disclaims any warranty or representation regarding such information.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
146 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $430,487/mo
640 S Ocean Boulevard, Manalapan, FL 33462 · Manalapan
Location
640 S Ocean Boulevard, Manalapan, FL 33462
Dock & Draft Match™
155 ft stated water frontage less estimated side-line buffers; canal and inlet length limits not provided — Ask Simon
Boat length ~135 ft · preliminary
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 640 S Ocean Boulevard, Manalapan, FL 33462?+
Property tax (after sale): $50,591/month est.; homeowners insurance: $3,709/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $54,300/month est. Principal and interest: $376,187/month; PMI: $0/month. Total for the payment scenario shown: $430,487/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 640 S Ocean Boulevard, Manalapan, FL 33462?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 640 S Ocean Boulevard, Manalapan, FL 33462 need flood insurance, and what drives the premium?+
Most of Manalapan sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 640 S Ocean Boulevard, Manalapan, FL 33462?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 640 S Ocean Boulevard, Manalapan, FL 33462?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 640 S Ocean Boulevard, Manalapan, FL 33462?+
This listing has been on the market 146 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Manalapan. Ultra-private barrier-island town between Lake Worth and the Atlantic; one of Florida's wealthiest ZIPs.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by School District of Palm Beach County.
Other options for this address
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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