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+40 photosLuxury condo — 6463 La Costa Drive 105 · La Costa Del Mar Condo · Boca Raton
$495,000
6463 La Costa Drive 105, Boca Raton, FL 33433
Boca Raton, FL, 33433
3 bd · 3 ba · 1,810 sqft
Listed by Heritage Realty FL
6463 La Costa Drive 105, Boca Raton, FL 33433
Listed by Heritage Realty FL
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Estimated monthly payment
$4,138/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,138/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesSpacious and well-maintained 1st-floor residence offering over 1,800 sq ft in a desirable Boca Raton community. This 3BR/2.5BA layout features a functional split floor plan with excellent indoor-outdoor flow. Positioned on the east side with north, south, and east exposures, the home enjoys natural light throughout the day. Multiple rooms, including the living area and primary suite, provide direct outdoor access. Screened patio overlooks expansive green space with no immediate rear neighbors. Ground-level location offers easy access to parking and amenities. Conveniently located near shopping, dining, medical centers, and major commuter routes. Spacious first-floor unit with rare direct outdoor access from multiple rooms, including the living area, primary bedroom, breakfast space, and flexible third bedroom/office. Screened patio opens to expansive green space with no immediate rear neighbors, creating a private and open setting not typical for condo living. Ground-level location provides convenient access to parking, pool amenities, and common areas without the need for elevators. Community features include a covered drop-off area, well-maintained grounds, and security monitoring throughout. Unit offers a functional split floor plan with generous room sizes and multiple living areas, ideal for both full-time residents and seasonal use. Ample natural light from north, south, and east exposures with comfortable morning sun and shaded afternoons. Centrally located in Boca Raton just minutes to major shopping, dining, medical centers, and commuter routes. Strong rental potential and investor-friendly layout (verify with association). Ideal for buyers seeking space, accessibility, and location in one package. New AC and Hot water tank. Past 40 year inspection. no known assessments.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
196 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
Welcome per listing rules
Cats
Welcome per listing rules
Your costs (est.)
≈ $4,138/mo
6463 La Costa Drive 105, Boca Raton, FL 33433 · Boca Raton
Location
6463 La Costa Drive 105, Boca Raton, FL 33433
What buyers ask about this home
What are the estimated monthly carrying costs at 6463 La Costa Drive 105, Boca Raton, FL 33433?+
Property tax (after sale): $501/month est.; homeowners insurance: $0/month est.; HOA: $1,069/month. Fixed ownership costs before a mortgage: $1,570/month est. Principal and interest: $2,568/month; PMI: $0/month. Total for the payment scenario shown: $4,138/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 6463 La Costa Drive 105, Boca Raton, FL 33433?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 6463 La Costa Drive 105, Boca Raton, FL 33433 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 6463 La Costa Drive 105, Boca Raton, FL 33433?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 6463 La Costa Drive 105, Boca Raton, FL 33433 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boca Raton luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 6463 La Costa Drive 105, Boca Raton, FL 33433?+
This listing has been on the market 196 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
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