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Waterfront home — 668 88th Street · Second Amd Plat Of Norman · Surfside
South Florida Luxury Living
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Open property magazine$11,500,000
668 88th Street, Surfside, FL 33154
Surfside, FL, 33154
7 bd · 8 ba · 0 sqft
Listed by One Sotheby's International Realty
668 88th Street, Surfside, FL 33154
Listed by One Sotheby's International Realty
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Estimated monthly payment
$77,566/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $77,566/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesAn extraordinary opportunity to create your dream waterfront estate in the exclusive Surfside community. This large 15,000 square foot lot with 75 of prime waterfrontage, offering the ideal canvas for a bespoke masterpiece. Approved plans by Thirlwall and 3D Design feature a 9,600+ SF luxury residence designed to showcase sweeping water views and embody refined coastal living are fully permitted and shovel ready. Located moments from Surfside beaches, Bal Harbour Shops, and close proximity to places of worship and top-rated public and private schools, this location offers tranquility and accessibility. Walking distance to Four Seasons Surfside which offers beach club membership. New seawall has been recently completed. Piles have been installed and ready to begin shell. Start building and in 2027 move into your dream home!!
Club membership available in this community
The listing remarks mention a club or community membership.
Membership dues, initiation and waitlists are set by the club and can change — always verify with the association before writing an offer.
Property Details
Your costs (est.)
≈ $77,566/mo
668 88th Street, Surfside, FL 33154 · Surfside
Location
668 88th Street, Surfside, FL 33154
Dock & Draft Match™
Ask about dock
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 668 88th Street, Surfside, FL 33154?+
Property tax (after sale): $13,103/month est.; homeowners insurance: $4,792/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $17,895/month est. Principal and interest: $59,671/month; PMI: $0/month. Total for the payment scenario shown: $77,566/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 668 88th Street, Surfside, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 668 88th Street, Surfside, FL 33154 need flood insurance, and what drives the premium?+
Most of Surfside sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 668 88th Street, Surfside, FL 33154?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 668 88th Street, Surfside, FL 33154?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 668 88th Street, Surfside, FL 33154?+
This listing has been on the market 63 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Surfside, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Phyllis R. Miller Elementary School
Elementary · 0.2 mi from this home · 840 Ne 87Th St, Miami
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$11,500,000 · MLS A12087718
$11,500,000
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