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+27 photosGated community home — 686 NE 191st Terrace · Champion Lakes · Miami
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Open property magazine$720,000
686 NE 191st Terrace, Miami, FL 33179
Miami, FL, 33179
3 bd · 3 ba · 1,808 sqft
Listed by One Sotheby's International Realty
686 NE 191st Terrace, Miami, FL 33179
Listed by One Sotheby's International Realty
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Estimated monthly payment
$5,622/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $5,622/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homes3 Bedroom, 2.5 Bathroom corner home in the after gated community of Aventura Isles; Enjoy community amenities like landscaped parks, a sparkling pool, tennis courts, and 24-hour security. Ideally located just minutes from Aventura Mall, fine dining, and beautiful beaches, with easy access to major highways. Experience the perfect blend of comfort, convenience, and vibrant community living.Maintenance includes internet, cable, landscaping and 24/7 security.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
617 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $5,622/mo
686 NE 191st Terrace, Miami, FL 33179 · Miami
Location
686 NE 191st Terrace, Miami, FL 33179
What buyers ask about this home
What are the estimated monthly carrying costs at 686 NE 191st Terrace, Miami, FL 33179?+
Property tax (after sale): $1,026/month est.; homeowners insurance: $310/month est.; HOA: $550/month. Fixed ownership costs before a mortgage: $1,887/month est. Principal and interest: $3,736/month; PMI: $0/month. Total for the payment scenario shown: $5,622/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 686 NE 191st Terrace, Miami, FL 33179?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 686 NE 191st Terrace, Miami, FL 33179 need flood insurance, and what drives the premium?+
Most of Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 686 NE 191st Terrace, Miami, FL 33179?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 686 NE 191st Terrace, Miami, FL 33179?+
This listing has been on the market 617 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami. Distinct neighborhoods, local dining and shopping, with downtown, Brickell and MiamiCentral as everyday destinations.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Madie Ives K-8 Preparatory Academy
Elementary · 1.3 mi from this home · 20770 Ne 14Th Ave, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Yeshiva Toras Emes Klurman Elementary School
Elementary · Private · Jewish · Grades K–5 · North Miami Beach
Bridgeprep Academy Of North Miami Beach
Elementary · Charter · Grades PK–8 · North Miami Beach
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Sports Leadership And Management (Slam) Middle School - Nor
Middle school · Charter · Grades 6–8 · North Miami Beach
Sports Leadership Arts Management Charter High School (Nort
High school · Charter · Grades 9–12 · North Miami Beach
ST. Anthony'S School Of Higher Education, Inc.
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Pembroke Pines
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
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