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+17 photosGated community home — 6911 Valencia Drive · Fisher Island · Miami Beach






















$12,000,000
6911 Valencia Drive, Miami Beach, FL 33109
Miami Beach, FL, 33109
— bd · 0 ba · — sqft
Listed by Coldwell Banker Realty
6911 Valencia Drive, Miami Beach, FL 33109
Listed by Coldwell Banker Realty
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Know your costs before you buy
Work through the cash needed at closing, including property taxes.
Cash to close
6911 Valencia Drive, Miami Beach, FL 33109
Estimated cash to close est.
$2,507,812.83
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $9,600,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $11,167,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$2,507,812.83
- Down payment est.
- $2,400,000.00
- Mortgage note documentary stamps est.
- $33,600.00
- Mortgage intangible tax est.
- $19,200.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $30,325.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $20,212.83
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesA rare opportunity to create your dream estate on the only available parcel of land within the exclusive, gated Valencia Estates enclave on prestigious Fisher Island encompassing 12,161 SF. An extraordinary setting to design & build a custom luxury residence in one of Miami's most coveted private island communities. The lot boasts spectacular views overlooking the lush Fisher Island golf course, Government Cut, the parade of passing cruise ships, and out to the Atlantic Ocean. There are architectural plans available to build an extraordinary 7,968 SF three-story estate featuring expansive living & entertaining spaces. First floor offers a grand great room, formal dining room, library, 2 offices, a gourmet main kitchen, separate chef’s kitchen, bar, 3-car garage, & the opportunity to enjoy the privacy of your own private pool & outdoor entertainment areas. The second floor offers 4 bedrooms, including a luxurious primary suite with private sitting room and spa-style bathroom, a VIP suite, 2 additional BR’s, a massage room, gym, & generous walk-in closets. The third-floor rooftop level is designed for luxury entertaining, featuring a club room, bar, full bathroom, and expansive open-air terrace. "Architectural Design by The Benedict Bullock Group, PA.”
Property Details
Your costs (est.)
6911 Valencia Drive, Miami Beach, FL 33109 · Miami Beach
Location
6911 Valencia Drive, Miami Beach, FL 33109
What buyers ask about this home
What are the estimated monthly carrying costs at 6911 Valencia Drive, Miami Beach, FL 33109?+
Property tax (after sale): $10,106/month est. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 6911 Valencia Drive, Miami Beach, FL 33109?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 6911 Valencia Drive, Miami Beach, FL 33109 need flood insurance, and what drives the premium?+
Most of Miami Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 6911 Valencia Drive, Miami Beach, FL 33109?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 6911 Valencia Drive, Miami Beach, FL 33109?+
This listing has been on the market 0 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami Beach. Beachside neighborhoods with local dining, Lincoln Road shopping and connections across the causeways to Miami.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Miami Beach South Pointe Elementary School
Elementary · 0.8 mi from this home · 1050 4Th St, Miami Beach
Miami Beach Nautilus Middle School
Middle school · 3.6 mi from this home · 4301 N Michigan Ave, Miami Beach
Miami Beach Senior High School
High school · 2.6 mi from this home · 2231 Prairie Ave, Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Ebenezer Christian Academy II
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Closed sales in the last 12 months, newest first. Tap a home for its photos and sale facts.
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