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+19 photosTamarac Waterfront Ranch Home — 7305 NW 58TH Court · Mainlands Of Tamarac Lakes · Tamarac

























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Open property magazine$415,000
7305 NW 58TH Court, Tamarac, FL 33321
Tamarac, FL, 33321
Listed by Ashley Realty S. Florida Prop.
7305 NW 58TH Court, Tamarac, FL 33321
Listed by Ashley Realty S. Florida Prop.
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Conforming loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $2,153/mo
- Property tax (after sale) est.
- $711/mo
- Homeowners insurance est.
- $390/mo
- HOA
- $73/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
7305 NW 58TH Court, Tamarac, FL 33321
Estimated cash to close est.
$98,339.33
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $332,000.00Conforming loan
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$98,339.33
- Down payment est.
- $83,000.00
- Mortgage note documentary stamps est.
- $1,162.00
- Mortgage intangible tax est.
- $664.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $2,150.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $1,422.50
- Insurance escrow (2 months) est.
- $780.83
- First-year insurance premium est.
- $4,685.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone X 0.2 Percent Annual Chance Flood HazardNot federally required
- Homeowners insurance est.
- $390 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: X
Moderate mapped flood risk; flooding is still possible.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Composition
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 1970
Homeowners insurance: $390 / month est.
- Annual premium est.
- $4,380
- Fees & taxes est.
- $305
- Annual total est.
- $4,685
- Likely range est.
- $3,982–$5,622
- Dwelling coverage est.
- $396,750
- Other structures est.
- $7,935
- Personal property est.
- $79,350
- Loss of use est.
- $39,675
- Hurricane deductible (2%) est.
- $7,935
Based on the listing: 1,587 sq ft · built 1970 · one story · impact windows / shutters.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Zone X. Flood insurance is not federally required, but it is strongly recommended and usually available at lower rates.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesEnjoy wide, peaceful canal views in Tamarac's ALL-AGES Mainlands Section 9! This 2BR/2BA waterfront home offers 1,649 sq ft, a 1-car garage, separate laundry room and spacious Florida room overlooking the water. Virtually enhanced photos show the possibilities! Extensive hurricane protection includes 20 impact windows, 3 impact sliding glass doors and 2 impact entry doors! The light-filled Florida room is ideal for a second living area, home office or fitness space. Carpeting has been removed, giving buyers a blank canvas to choose flooring and paint; pricing reflects these cosmetic opportunities. Relax on the backyard patio beneath mature trees. Community pool and clubhouse! Convenient to Publix, University Dr, Commercial Blvd, Florida's Turnpike, Sawgrass Expressway and Sawgrass Mills. ________________________________________________________________________________________________________ WELCOME TO 7305 NW 58TH COURT — WATERFRONT LIVING IN MAINLANDS SECTION 9, TAMARAC, FLORIDA! Discover the opportunity to own a spacious 2-bedroom, 2-bathroom waterfront single-family home in the ALL-AGES Mainlands Section 9 community of Tamarac. Offering approximately 1,649 square feet of living space, an attached 1-car garage, separate laundry room, expansive Florida room, and beautiful wide canal views, this property combines a peaceful South Florida lifestyle with extensive hurricane-impact protection and the opportunity to personalize the interior to your own taste. BEAUTIFUL, WIDE WATERFRONT VIEWS: One of the most impressive features of this property is its expansive, tranquil canal setting. Unlike homes with narrow waterways or limited water views, this residence overlooks a broad stretch of water surrounded by mature trees, tropical landscaping, and established neighboring properties. Enjoy peaceful mornings, beautiful reflections across the canal, visiting wildlife, and the relaxing atmosphere of waterfront living. The backyard offers a natural setting for outdoor seating, gardening, entertaining, or simply enjoying the South Florida sunshine. EXTENSIVE HURRICANE-IMPACT WINDOWS AND DOORS: A major highlight of this home is the substantial hurricane protection already installed throughout the residence. The property features an impressive 20 hurricane-impact windows, 3 impact sliding glass doors, and 2 impact pedestrian doors. The 20 impact windows include 9 in the Florida room, 2 in the primary bedroom, 2 in the secondary bedroom, 2 in the living room, and additional impact windows in the kitchen, bathrooms, laundry room, and garage. The 3 impact sliding glass doors serve the kitchen, dining area, and primary bedroom. The 2 impact pedestrian doors include the front entrance and garage exit. These improvements represent a significant investment in the property and provide added convenience, storm protection, and potential insurance advantages, subject to insurance carrier requirements and inspection. Buyers looking for a Tamarac home with extensive hurricane-impact protection will appreciate this outstanding feature. EXPANSIVE WATERFRONT FLORIDA ROOM: Imagine having your own bright, comfortable retreat surrounded by windows and overlooking the water! The spacious Florida room features 9 hurricane-impact windows, allowing natural light to fill the space while showcasing the peaceful canal views. This versatile room offers numerous possibilities, including an additional family room, second living area, waterfront sitting room, home office, exercise room, reading retreat, hobby room, or entertainment area. The room also provides access to adjoining interior spaces, making it a flexible extension of the home's living areas. Buyers interested in alternative uses or future modifications should verify applicable building codes, permitting, and association requirements. A BLANK CANVAS TO MAKE YOUR OWN: The home presents an excellent opportunity for buyers who want to select their own flooring and interior colors rather than inherit finishes chosen by someone else. Carpeting has already been removed from the living room, dining area, and bedrooms, allowing buyers to begin planning their preferred flooring installation without the added step of removing existing carpet. Whether your style includes large-format porcelain tile, luxury vinyl plank flooring, or another finish, the possibilities are yours to explore. Fresh interior paint can further transform the living spaces into a home that reflects your individual style. The asking price takes these cosmetic opportunities into consideration. VIRTUALLY ENHANCED PHOTOGRAPHS: Select MLS photographs have been virtually staged or digitally enhanced to demonstrate potential flooring, interior paint colors, furniture arrangements, and outdoor living possibilities. These images are intended to help buyers visualize the property's potential and do not represent its current condition or improvements included in the sale. Original property photographs are also provided for comparison. The virtual staging illustrates how the existing spaces could be transformed through cosmetic updates and furnishings. SPACIOUS LIVING AND DINING AREAS: The home features comfortable living and dining spaces with flexible furniture arrangements and room to entertain family and friends. The dining area connects conveniently with the kitchen and provides access toward the Florida room, creating an inviting layout for everyday living and gatherings. Buyers can personalize these spaces with their preferred flooring, paint colors, and decorative finishes. FUNCTIONAL KITCHEN: The kitchen offers cabinetry, countertop workspace, and stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. Its convenient location near the dining area and adjoining living spaces makes it practical for everyday use and entertaining. SEPARATE INTERIOR LAUNDRY ROOM: A dedicated laundry area provides space for the washer and dryer, along with a utility sink and additional functionality. Having a separate laundry space adds everyday convenience and helps keep household tasks organized. OUTDOOR PATIO AND WATERFRONT BACKYARD: Step outside and enjoy the peaceful backyard setting overlooking the canal. Mature shade trees, greenery, and the wide water views create an inviting outdoor environment. The existing patio provides an opportunity for outdoor furniture, a shaded seating area, or a relaxing place to enjoy the surroundings. Virtually enhanced outdoor photographs illustrate one possible patio furniture arrangement. Imagine enjoying your morning coffee while watching the water or relaxing outdoors at the end of the day. ALL-AGES COMMUNITY: Mainlands Section 9 is an ALL-AGES residential community, not a 55+ restricted neighborhood. Residents can enjoy community amenities that include a clubhouse and swimming pool. Association services have included lawn maintenance, irrigation, landscaping, and common-area upkeep. Buyers should confirm current HOA fees, services, amenities, approval requirements, and community restrictions directly with the association. CONVENIENT TAMARAC LOCATION: Situated near North University Drive and West Commercial Boulevard, this waterfront home offers convenient access to everyday shopping, dining, and services. Publix, local shopping plazas, restaurants, pharmacies, parks, and medical facilities are nearby. Florida's Turnpike and the Sawgrass Expressway provide convenient connections to other areas of Broward County and South Florida. Major destinations such as Sawgrass Mills, the Florida Panthers' home arena, and additional shopping and entertainment venues are within driving distance. ADDITIONAL PROPERTY HIGHLIGHTS: Single-story single-family residence; 2 bedrooms; 2 full bathrooms; approximately 1,649 square feet of living space; attached 1-car garage; separate interior laundry room; spacious living and dining areas; oversized waterfront Florida room; 20 hurricane-impact windows; 3 impact sliding glass doors; 2 impact pedestrian doors; open backyard patio; mature trees; peaceful wide canal views; community clubhouse and swimming pool; and an ALL-AGES neighborhood. THE OPPORTUNITY: Waterfront homes offering this combination of expansive canal views, extensive hurricane-impact protection, versatile living areas, and interior customization potential deserve a closer look. Whether you're searching for a primary residence, a seasonal South Florida home, or a property where you can choose your own finishes, 7305 NW 58th Court offers a wonderful opportunity to create something special. Schedule your private showing and experience the beautiful waterfront setting, spacious Florida room, and possibilities this Tamarac home has to offer!
Property Details

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7305 NW 58TH Court, Tamarac, FL 33321 · Tamarac
Location
7305 NW 58TH Court, Tamarac, FL 33321
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 7305 NW 58TH Court, Tamarac, FL 33321?+
Property tax (after sale): $711/month est.; homeowners insurance: $390/month est.; HOA: $73/month. Fixed ownership costs before a mortgage: $1,175/month est. Principal and interest: $2,153/month; PMI: $0/month. Total for the payment scenario shown: $3,328/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 7305 NW 58TH Court, Tamarac, FL 33321?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 7305 NW 58TH Court, Tamarac, FL 33321 need flood insurance, and what drives the premium?+
Most of Tamarac sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 7305 NW 58TH Court, Tamarac, FL 33321?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 7305 NW 58TH Court, Tamarac, FL 33321?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 7305 NW 58TH Court, Tamarac, FL 33321?+
This listing has been on the market 9 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Tamarac, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Millennium 6-12 Collegiate Academy
Middle school
Zone boundaries published by Broward County Public Schools.
Other options for this address
North Broward Academy Of Excellence Middle
Middle school · Charter · Grades 6–8 · North Lauderdale
Somerset Preparatory Academy Charter High At North Lauderda
High school · Charter · Grades 9–12 · North Lauderdale
Zimmerman School House Dba Lion Star Academy
Pre-K & Kindergarten · Private · Grades 3–12 · Coral Springs
Fort Lauderdale Preparatory School
Pre-K & Kindergarten · Private · Grades K–12 · Fort Lauderdale
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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