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+72 photosFlorida Living at it's Finest — 748 NE 72nd Street · Boca Harbour 3rd · Boca Raton
South Florida Luxury Living
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A magazine dedicated to 748 NE 72nd Street, Boca Raton, FL 33487
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$7,750,000
748 NE 72nd Street, Boca Raton, FL 33487
Boca Raton, FL, 33487
Listed by Compass Florida LLC
748 NE 72nd Street, Boca Raton, FL 33487Waterfront home with 60 ft dockBoat length ~40 ft · preliminary
Listed by Compass Florida LLC
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $40,213/mo
- Property tax (after sale) est.
- $7,837/mo
- Homeowners insurance est.
- $1,341/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
748 NE 72nd Street, Boca Raton, FL 33487
Estimated cash to close est.
$1,623,020.17
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $6,200,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$1,623,020.17
- Down payment est.
- $1,550,000.00
- Mortgage note documentary stamps est.
- $21,700.00
- Mortgage intangible tax est.
- $12,400.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $15,674.67
- Insurance escrow (2 months) est.
- $2,681.50
- First-year insurance premium est.
- $16,089.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $1,341 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Flat
- Roof year
- 2026 (assumed from year built)
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 2026
Homeowners insurance: $1,341 / month est.
- Annual premium est.
- $15,784
- Fees & taxes est.
- $305
- Annual total est.
- $16,089
- Likely range est.
- $13,676–$19,307
- Dwelling coverage est.
- $2,456,344
- Other structures est.
- $49,127
- Personal property est.
- $491,269
- Loss of use est.
- $245,634
- Hurricane deductible (2%) est.
- $49,127
Based on the listing: 6,895 sq ft · built 2026 · 3 stories · roof from 2026 · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesStunning new waterfront estate in Boca Harbour, one of East Boca's finest waterfront communities. Nearly 7,000 sq ft with 7 bedrooms, 7 full baths plus a half/cabana bath, elevator, club room, office, and a third-floor loft with web bar. Elevated finishes throughout, including custom built-in cabinetry, closets, window treatments, and decorator touches. The chef's kitchen features Sub-Zero, Wolf, and Miele appliances, a walk-in pantry, premium wood cabinetry, and Taj Mahal countertops. Outside, enjoy a marine-grade summer kitchen with a 36" Coyote grill, whole-home Sonos audio, Lutron RadioRA 3 and Control4 smart home integration, 10 TV locations, and an 11-camera prewire. The home is equipped with 5 AC zones and a 40 kW Whole Home Generac generator. A turnkey, fully customized luxury residence with bespoke design blending modern elegance and timeless Florida waterfront living. This home is a rare opportunity for immediate luxury waterfront living, with premium appliances, advanced smart technology, and exceptional outdoor amenities in a prime no-bridge Intracoastal location.On the water, you'll find southern exposure, no fixed bridges, a new seawall, and a 60' dock (max beam ~16'), plus a private pool and expansive entertaining space. Additional Highlights Main floor: 1 bedroom with a shared full bath serving the bedroom and common areas, plus a half bath/cabana bath in the club room that also services the main floor and pool area. Second floor: Primary suite plus 4 guest ensuites (5 ensuites total) Third floor: 1 ensuite bedroom with a shared full bath serving the loft area Primary Suite Highlights Two private water closets Dual vanities Expansive walk-in closets Morning bar with refrigeration Balcony access Interior Layout & Features Layout: Open-concept living/dining/kitchen, club room, dedicated office, second-floor sitting area, and an expansive third-floor loft Finishes: Elevated, decorator-level throughout with custom built-in cabinetry, closets, window treatments, premium wood cabinetry, and high-end interior details Garages: 3-car garage plus a separate golf cart garage Main Chef's Kitchen - Sub-Zero 30" Designer Column Refrigerator (panel-ready) + 30" Designer Column Freezer with ice maker (panel-ready) - 2x Miele 24" fully integrated dishwashers - Wolf 48" 8-burner LP gas range - Wolf 30" E-Series Professional speed oven + 30" E-Series built-in single oven - Fuse/Torino 46" insert range hood (1,200 CFM) - Premium wood cabinetry and Taj Mahal countertops - Walk-in pantry - Mudroom with sink, additional prep area and storage, plus service door Additional Appliance Features - Dining area: Fuse 24" panel-ready undercounter refrigerator - Club room bar: Liebherr integrated fridge-freezer, 24" multi-temperature wine cabinet (up to 80 bottles), Miele 18" dishwasher - Master morning bar: XO undercounter refrigeration - Laundry: Two LG washer-dryer combo sets Outdoor & Waterfront Features - 26' x 10' saltwater heated pool and spa, with expansive entertainment areas and seamless indoor-outdoor flow - Direct Intracoastal Waterway access - No fixed bridges - Southern exposure - 2024 seawall and 60' dock (max beam width approx. 16') - Summer kitchen: Marine-grade cabinetry with 36" Coyote grill, sink, and under-counter beverage refrigerator Smart Home, A/V & Technology - Smart home platform: Lutron RadioRA 3 lighting and shade control, fully integrated with Control4 automation - Audio: Whole-home Sonos system with 8 pairs of ceiling speakers (5 indoor + 2 outdoor zones) - TV/media: 10 prewired TV locations (living room, club room, primary suite, and others installed) - Networking: 6 Wi-Fi access points for full indoor/outdoor coverage, with a centralized equipment rack in the study closet - Security: Prewiring for 11 security cameras plus a video doorbell - Shades: Prewiring for motorized shades and drapery on all windows/sliders; blackout shades in all bedrooms - Control: In-wall touchscreens/tablets prewired for 5 locations, keypads, mobile apps, and remote access - Additional: Pool equipment integration, lighting scenes, HVAC control Mechanical & Systems - Air conditioning: 5-zone central A/C system - Generator: 40 kW Generac whole-home backup generator - Central air/heat with modern electrical and plumbing infrastructure Disclaimer: Information published or otherwise provided by the listing company and its representatives (including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos) is deemed reliable but is not guaranteed and is subject to errors, omissions, or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify this information prior to a sale or listing. The listing company expressly disclaims any warranty or representation regarding this information. Owner is a family member of the listing agent.
Property Details
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748 NE 72nd Street, Boca Raton, FL 33487 · Boca Raton
Location
748 NE 72nd Street, Boca Raton, FL 33487
Dock & Draft Match™
60 ft dock stated in the listing less the local Boca Raton side-line buffers; confirm berth position on site
Boat length ~40 ft · preliminary
What buyers ask about this home
What are the estimated monthly carrying costs at 748 NE 72nd Street, Boca Raton, FL 33487?+
Property tax (after sale): $7,837/month est.; homeowners insurance: $1,341/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $9,178/month est. Principal and interest: $40,213/month; PMI: $0/month. Total for the payment scenario shown: $49,391/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 748 NE 72nd Street, Boca Raton, FL 33487?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 748 NE 72nd Street, Boca Raton, FL 33487 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 748 NE 72nd Street, Boca Raton, FL 33487?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 748 NE 72nd Street, Boca Raton, FL 33487?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 748 NE 72nd Street, Boca Raton, FL 33487?+
This listing has been on the market 62 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
J. C. Mitchell Elementary School
Elementary · 3.0 mi from this home · 2470 Nw 5Th Ave, Boca Raton
Boca Raton Community Middle School
Middle school · 4.5 mi from this home · 1251 Nw 8Th St, Boca Raton
Boca Raton Community High School
High school · 4.4 mi from this home · 1501 Nw 15Th Ct, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
French Int'L School Of Boca Raton Le Petit Prince
Elementary · Private · Grades K–3 · Boca Raton
Boca Raton Christian School
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Boca Raton
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Simon Gedz
Realtor® since 1995
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