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+96 photosWaterfront home — 815 Idlewyld Drive · Idlewyld 1-19 B · Fort Lauderdale
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Open property magazine$19,950,000
815 Idlewyld Drive, Fort Lauderdale, FL 33301
Fort Lauderdale, FL, 33301
Listed by Douglas Elliman
815 Idlewyld Drive, Fort Lauderdale, FL 33301338 ft of water frontageGiga Yacht range · Boat length ~318 ft · preliminary
Listed by Douglas Elliman
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $19,117,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $103,516/mo
- Property tax (after sale) est.
- $15,929/mo
- Homeowners insurance est.
- $3,637/mo
- HOA
- $13/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
815 Idlewyld Drive, Fort Lauderdale, FL 33301
Estimated cash to close est.
$4,211,258.50
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $15,960,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $19,117,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$4,211,258.50
- Down payment est.
- $3,990,000.00
- Mortgage note documentary stamps est.
- $55,860.00
- Mortgage intangible tax est.
- $31,920.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $46,225.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $31,858.17
- Insurance escrow (2 months) est.
- $7,274.33
- First-year insurance premium est.
- $43,646.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $3,637 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 26, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 26, 2026
- Roof type
- Barrel
- Roof year
- 2012 (per listing remarks)
- Impact windows / doors
- Not provided —
- Shutters
- Not provided —
- Window features
- Not provided —
- Year built
- 1959
Homeowners insurance: $3,637 / month est.
- Annual premium est.
- $43,341
- Fees & taxes est.
- $305
- Annual total est.
- $43,646
- Likely range est.
- $37,099–$52,375
- Dwelling coverage est.
- $2,731,013
- Other structures est.
- $54,620
- Personal property est.
- $546,203
- Loss of use est.
- $273,101
- Hurricane deductible (2%) est.
- $54,620
The estimated rebuild cost is above the Citizens Property Insurance coverage cap for this county, so this home would need a private carrier.
Based on the listing: 7,666 sq ft · built 1959 · 2 stories · roof from 2012 · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesMagnificent two-parcel .82 acre Idlewyld waterfront estate with over 14,000 sf in total. Ultimate deep water compound! 338ft+/- straight-line waterfront (no wake) with two docks. Main house 6,336 sf under air with 2,050 sf covered outdoor living off Chef’s kitchen, fully renovated and expanded in 2012 with option for apartment over garage. In 2018, guest house with pool pavilion added, 1,330 sf under air plus 2,504 sf terraces with dining bar for 18, caterer’s kitchen, cabana, gym, and office. Estate includes 2,029 sf of air-conditioned garage space for seven cars. Walled and gated for privacy, award-winning grounds and rare tropical landscaping surround two pools and spa. Timeless Marc Michaels design with custom detailing and high-quality finishes throughout. Most desirable & extremely private South end of Idlewyld Drive. Estate is entirely walled & gated, creating a Four Seasons type environment that must be seen to be appreciated! Main House 815 Idlewyld Certificate of Occupancy with 2012 renovation which included entire Primary Suite with separate baths & closets, plus large private balcony intracoastal facing. 2012 new roof over entire main residence & all air conditioners replaced in last 12 months. First Level: formal living room with gas fireplace & covered front terrace overlooking the intracoastal. Separate bar area with 1,000-gallon saltwater live aquarium. Back-lit custom onyx bar, ice maker, refrigeration & storage. Overlooks the totally private courtyard pool (one of two pools).Elegant & welcoming formal dining room (access to pool area), custom wine refrigeration & storage. First level bedroom suite 1, library/home office (potentially bedroom suite 2)Cabana bathroom off the 2,000 sf covered outdoor living area/terrace with Summer Kitchen, grill & refrigeration, cabana bathroom & outdoor shower. Easy access to garage for caterers. 4 bay garage includes 1 lift. Potential apartment over garage for housekeeper or boat captain. Totally private & heated court yard pool with spa. Second level comprises loft area, primary suite, club room & bedroom 5 suite. Club room (potential VIP bedroom suite 4) with acoustic soundproofing built-in, including large projection theater with automatic/motorized black out shades & private balcony. Bathroom with sauna - potential to be a VIP bedroom suite & included in bedroom count. Expansive & ultra-luxurious primary suite offers private intracoastal facing balcony, separate spa style baths and custom closets/dressing rooms.833 Guest House & Pool Pavilion - Award Winning Architectural & Landscape Design Incredible intracoastal views while still enjoying privacy! Professional landscape lighting, outdoor speakers & fountains. Connected by wide open lawn areas & surrounded by tropical landscaping. Covered area includes water feature & secondary splash pool/spa. Stunning bar seats 18 with refrigerator, sink & storage.. Dining loggia with seating for 14, all covered with beautiful, beamed ceilings to create a tropical & private resort oasis. Large separate BBQ area separate to bar. The Guest House offers a full caterer's kitchen, cabana bath & access to the additional 3 car garage (potential 7 car when garages are combined). Stair access to second level of Guest House, terrace opens to gym and home office, both with amazing views. Spa style bathroom. Potential for additional bedrooms if required. DOCKS - Two separate docks, 70' & 90' both with 100amp/2 x 50 amp service 17,000 lb boat lift. Please note approximate measurements obtained from the builder & should be verified by the buyer for accuracy.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 31%
The seller has come down from $28,995,000 to $19,950,000 — a $9,045,000 reduction since it came on the market.
601 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
815 Idlewyld Drive, Fort Lauderdale, FL 33301 · Fort Lauderdale
Location
815 Idlewyld Drive, Fort Lauderdale, FL 33301
Dock & Draft Match™
338 ft stated water frontage less the local Fort Lauderdale side-line buffers
Boat length ~318 ft · preliminary
One home, every check
Dock & Draft Match™ brings dock length, low-water depth, every fixed bridge, the ocean run, frontage and yacht size together around one home before you ever book a showing.
What buyers ask about this home
What are the estimated monthly carrying costs at 815 Idlewyld Drive, Fort Lauderdale, FL 33301?+
Property tax (after sale): $15,929/month est.; homeowners insurance: $3,637/month est.; HOA: $13/month. Fixed ownership costs before a mortgage: $19,579/month est. Principal and interest: $103,516/month; PMI: $0/month. Total for the payment scenario shown: $123,096/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 815 Idlewyld Drive, Fort Lauderdale, FL 33301?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 815 Idlewyld Drive, Fort Lauderdale, FL 33301 need flood insurance, and what drives the premium?+
Most of Fort Lauderdale sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 815 Idlewyld Drive, Fort Lauderdale, FL 33301?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 815 Idlewyld Drive, Fort Lauderdale, FL 33301?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 815 Idlewyld Drive, Fort Lauderdale, FL 33301?+
This listing has been on the market 601 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Fort Lauderdale. Venice of America — 165+ miles of navigable waterways, Las Olas dining, and easy I-95 / Brightline access.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Harbordale Elementary School
Elementary · 1.5 mi from this home · 900 Se 15Th St, Fort Lauderdale
Sunrise Middle School
Middle school · 2.3 mi from this home · 1750 Ne 14Th St, Fort Lauderdale
Fort Lauderdale High School
High school · 3.1 mi from this home · 1600 Ne 4Th Ave, Fort Lauderdale
Zone boundaries published by Broward County Public Schools.
Other options for this address
ST. Thomas Aquinas High School
High school · Private · Catholic · Grades 9–12 · Fort Lauderdale
Edith Robinson Christian Academy
High school · Private · Christian · Grades 9–12 · Fort Lauderdale
Murl Windsor Academy At Hollywood
Pre-K & Kindergarten · Private · Grades PK–12 · Fort Lauderdale
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades PK–12 · Port ST. Lucie
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades K–12 · Port ST. Lucie
The International Family Academy
Pre-K & Kindergarten · Private · Grades K–12 · Fort Lauderdale
Lighthouse Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Oakland Park
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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$19,950,000 · MLS F10486487
$19,950,000
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