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+19 photosLuxury home — 817 Lorca Street · C Gables Granada Sec Rev · Coral Gables
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Open property magazine$1,199,000
817 Lorca Street, Coral Gables, FL 33134
Coral Gables, FL, 33134
3 bd · 2 ba · 1,745 sqft
Listed by Compass Florida, LLC
817 Lorca Street, Coral Gables, FL 33134
Listed by Compass Florida, LLC
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Estimated monthly payment
$8,306/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $8,306/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesCompletely reimagined and entirely brand new, this fully renovated home offers an opportunity to own a turnkeyresidence in North Coral Gables. Thoughtfully redesigned, this 3 bedroom, 2 bath home blends timeless charmwith a clean, modern aesthetic. A new open concept layout creates seamless flow between the living, dining, andkitchen areas, ideal for both everyday living and entertaining. The kitchen anchors the home with refined finishes, modern appliances, and a functional design to maximize the space. Brand new upgrades include: impact windows and doors, new flooring, new kitchen, fully renovated bathrooms, fresh interior and exterior updates, delivering a true move-in ready home. Set on a 5,100 SF lot, the location offers close proximity to Miracle Mile, the Biltmore Hotel, Granada Golf Course, Little Havana, MIA Airport, parks, and top dining. The primary bedroom does not have an en-suite bathroom.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 7%
The seller has come down from $1,285,000 to $1,199,000 — a $86,000 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Your costs (est.)
≈ $8,306/mo
817 Lorca Street, Coral Gables, FL 33134 · Coral Gables
Location
817 Lorca Street, Coral Gables, FL 33134
What buyers ask about this home
What are the estimated monthly carrying costs at 817 Lorca Street, Coral Gables, FL 33134?+
Property tax (after sale): $1,733/month est.; homeowners insurance: $352/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $2,085/month est. Principal and interest: $6,221/month; PMI: $0/month. Total for the payment scenario shown: $8,306/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 817 Lorca Street, Coral Gables, FL 33134?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 817 Lorca Street, Coral Gables, FL 33134 need flood insurance, and what drives the premium?+
Most of Coral Gables sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 817 Lorca Street, Coral Gables, FL 33134?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 817 Lorca Street, Coral Gables, FL 33134?+
This listing has been on the market 43 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Coral Gables, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Coral Gables Preparatory Academy
Elementary · 1.0 mi from this home · 105 Minorca Ave, Coral Gables
Ponce De Leon Middle School
Middle school · 3.3 mi from this home · 5801 Augusto St, Coral Gables
Coral Gables Senior High School
High school · 2.1 mi from this home · 450 Bird Rd, Coral Gables
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Crystal Academy Primary School Caps Intern
Pre-K & Kindergarten · Private · Grades K–12 · Coral Gables
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,199,000 · MLS A12096658
$1,199,000
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