1 / 43



+38 photos2-web-or-mls-DSC_5536 day to dusk — 9415 Lake Serena Drive · Boca Landings North · Boca Raton












































South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 9415 Lake Serena Drive, Boca Raton, FL 33496
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$795,000
9415 Lake Serena Drive, Boca Raton, FL 33496
Boca Raton, FL, 33496
Listed by LoKation
9415 Lake Serena Drive, Boca Raton, FL 33496
Listed by LoKation
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $4,125/mo
- Property tax (after sale) est.
- $927/mo
- Homeowners insurance est.
- $420/mo
- HOA
- $150/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
9415 Lake Serena Drive, Boca Raton, FL 33496
Estimated cash to close est.
$174,703.00
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $636,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$174,703.00
- Down payment est.
- $159,000.00
- Mortgage note documentary stamps est.
- $2,226.00
- Mortgage intangible tax est.
- $1,272.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $1,854.67
- Insurance escrow (2 months) est.
- $839.33
- First-year insurance premium est.
- $5,036.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $420 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
- Roof type
- Spanish Tile
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Partial)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 1993
Homeowners insurance: $420 / month est.
- Annual premium est.
- $4,731
- Fees & taxes est.
- $305
- Annual total est.
- $5,036
- Likely range est.
- $4,281–$6,044
- Dwelling coverage est.
- $563,250
- Other structures est.
- $11,265
- Personal property est.
- $112,650
- Loss of use est.
- $56,325
- Hurricane deductible (2%) est.
- $11,265
Based on the listing: 2,253 sq ft · built 1993 · one story.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · inland rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesWelcome to your dream home in the highly desirable Boca Landings North community of West Boca Raton, Florida! This beautifully maintained 4 bedroom, 2 bathroom single story home with a 2 car garage and 2,253 square feet of living space offers the perfect blend of comfort, functionality, and classic South Florida living. Ideally located in one of Boca Raton's most sought after neighborhoods, this residence provides exceptional indoor and outdoor living with a spacious open concept floor plan, modern updates, and endless possibilities to fit your lifestyle. From the moment you arrive, you will be impressed by the home's inviting curb appeal featuring a durable tile roof, lush tropical landscaping, mature palm trees, and an elegant double door entry. Step inside and discover a bright, open interior showcasing beautiful hardwood flooring, vaulted ceilings, neutral finishes, and abundant natural light throughout. The thoughtfully designed layout creates a seamless flow between the living spaces, making this Boca Raton home ideal for everyday living, entertaining guests, and creating lasting memories. The spacious living and dining areas provide the perfect setting for gatherings, while the oversized versatile room offers endless possibilities as a home office, media room, playroom, fitness space, or additional living area. The updated kitchen is the heart of the home and features white cabinetry, elegant marble countertops, stainless steel appliances, a pantry, ample storage, a breakfast bar, and a cozy breakfast nook overlooking the additional living space. The spacious primary suite offers a private retreat with beautiful hardwood flooring, a large walk in closet, and a beautifully appointed ensuite bathroom featuring a relaxing soaking tub, separate shower, and dual vanities. The two additional bedrooms provide flexibility for guests, a home office, or personal workspace, with generous walk in closets and thoughtfully designed finishes. One bedroom features plush carpeting for added comfort, while the other showcases hardwood flooring that continues seamlessly from the main hallway for a cohesive and elegant design. Step outside and enjoy the best of Florida living from the expansive covered and screened in lanai overlooking a private, beautifully landscaped backyard. This outdoor space offers incredible potential with room for a future pool, outdoor kitchen, entertainment area, playground, shed, or space for pets. Whether relaxing with your morning coffee, hosting friends, or enjoying a peaceful evening outdoors, this backyard creates the perfect private retreat. Additional features include an interior laundry room with washer and dryer, abundant storage throughout, soaring vaulted ceilings, an open concept layout, and an attached 2 car garage offering convenience and functionality. Located in the desirable Boca Landings North community, residents enjoy low HOA fees and fantastic amenities including a community swimming pool, children's splash area, tennis courts, basketball courts, handball courts, playgrounds, scenic lakes, walking trails, picnic areas, and beautifully maintained green spaces. This West Boca Raton home is conveniently located near top rated Palm Beach County schools, South County Regional Park, Osprey Point Golf Course, Burt Aaronson South County Regional Park, Coconut Cove Waterpark, shopping, dining, medical facilities, and major highways including Florida's Turnpike. Enjoy easy access to downtown Boca Raton, downtown Delray Beach, Atlantic beaches, world class golf courses, Mizner Park, Town Center at Boca Raton, and three major international airports. This exceptional Boca Raton real estate opportunity offers the perfect combination of location, lifestyle, and comfort in one of South Florida's most desirable communities.
Property Details

Dogs
Welcome here

Cats
Welcome here

Breed restrictions
Some breeds not accepted
9415 Lake Serena Drive, Boca Raton, FL 33496 · Boca Raton
Location
9415 Lake Serena Drive, Boca Raton, FL 33496
What buyers ask about this home
What are the estimated monthly carrying costs at 9415 Lake Serena Drive, Boca Raton, FL 33496?+
Property tax (after sale): $927/month est.; homeowners insurance: $420/month est.; HOA: $150/month. Fixed ownership costs before a mortgage: $1,497/month est. Principal and interest: $4,125/month; PMI: $0/month. Total for the payment scenario shown: $5,622/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 9415 Lake Serena Drive, Boca Raton, FL 33496?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 9415 Lake Serena Drive, Boca Raton, FL 33496 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 9415 Lake Serena Drive, Boca Raton, FL 33496?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 9415 Lake Serena Drive, Boca Raton, FL 33496?+
This listing has been on the market 87 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Whispering Pines Elementary School
Elementary · 0.4 mi from this home · 9090 Spanish Isles Blvd, Boca Raton
Olympic Heights Community High
High school · 1.7 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.

9978 Moss Pond Drive, Boca Raton, FL 33496
Listed by First World Realty Group,LLC
Weitzer SUB PL1
3 bd · 2 ba · 1,577 sq ft
$550,000
View details
19564 HAMPTON Drive, Boca Raton, FL 33434
Listed by LAER Realty Partners Bowen/Wellington
AMERICAN HOMES AT BOCA RATON 9
3 bd · 2 ba · 1,607 sq ft
$650,000
View details
19323 Liberty Road, Boca Raton, FL 33434
Listed by RE/MAX Services
AMERICAN HOMES AT BOCA RATON 4
3 bd · 2 ba · 1,087 sq ft
$525,000
View details
18076 107th Avenue S, Boca Raton, FL 33498
Listed by Compass Florida LLC
BOCA CHASE
2 bd · 2 ba · 1,601 sq ft
$499,750
View details
10264 Crosswind Road, Boca Raton, FL 33498
Listed by Vaulted Real Estate, LLC.
BOCA GREENS 1
4 bd · 3 ba · 2,383 sq ft
$1,100,000
View details21410 Millbrook Court, Boca Raton, FL 33498
Listed by Real Estate Sales Force
BOCA CHASE TR 9 B
4 bd · 3 ba · 2,416 sq ft
$860,000
View details