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+11 photosLuxury condo — 9499 Collins Avenue 1009 · Spiaggia Ocean Condo · Surfside
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Open property magazine$999,000
9499 Collins Avenue 1009, Surfside, FL 33154
Surfside, FL, 33154
2 bd · 2 ba · 927 sqft
Listed by Beachfront Realty Inc
9499 Collins Avenue 1009, Surfside, FL 33154
Listed by Beachfront Realty Inc
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Estimated monthly payment
$8,319/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $8,319/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesHUGE PRICE IMPROVEMENT!! BRAND NEW- STATE OF THE ART RENOVATIONS-LIVE IT OR LEASE IT-AT SPIAGGIA - PLUS OWNER FINANCING NOW OFFERED! Whether you're searching for your dream coastal residence or a high-yield investment property - this Stunning Fully Renovated Unit checks every box. For the Owner/Occupant — move right in to start living the coastal dream! This beautiful state-of-the-art 2 bedrooms (1 bed+den) at Spiaggia is flooded with natural light and showcases breathtaking sunsets and partial ocean views. The open-concept living and dining areas flow effortlessly into a sleek kitchen with elegant marble countertops – perfect for relaxing and entertaining. Beautiful Porcelain Tiles throughout. Enjoy full resort-style living with 24/7 concierge, beach service, state-of-the-art gym, and beautifully maintained outdoor areas. Building features secured lobby, doorman, and covered parking. Just one block from the world-renowned Bal Harbour Shops and moments from top dining, supermarkets. Zoned for some of Miami's best public schools. For the Investor: This unit comes with a ready and qualified tenant offering $5,500/month-delivering immediate cash flow from day one wth zero vacancy risk. At $5,500/month = $66,000 in gross annual income, representing a strong return in Surfside's Luxury rental market in such high demand. Gross Rental yield = 5.5%. Live in paradise or collect income. Either way - you win!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
127 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- SPIAGGIA OCEAN CONDO· MLS
- Year built
- 1965· MLS
- Stories
- 12· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $1,508 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
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Your costs (est.)
≈ $8,319/mo
9499 Collins Avenue 1009, Surfside, FL 33154 · Surfside
Location
9499 Collins Avenue 1009, Surfside, FL 33154
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 9499 Collins Avenue 1009, Surfside, FL 33154?+
Property tax (after sale): $1,138/month est.; homeowners insurance: $489/month est.; HOA: $1,508/month. Fixed ownership costs before a mortgage: $3,135/month est. Principal and interest: $5,184/month; PMI: $0/month. Total for the payment scenario shown: $8,319/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 9499 Collins Avenue 1009, Surfside, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 9499 Collins Avenue 1009, Surfside, FL 33154 need flood insurance, and what drives the premium?+
Most of Surfside sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 9499 Collins Avenue 1009, Surfside, FL 33154?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 9499 Collins Avenue 1009, Surfside, FL 33154 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Surfside luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 9499 Collins Avenue 1009, Surfside, FL 33154?+
This listing has been on the market 127 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Surfside, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ruth K. Broad Bay Harbor K-8 Center
Elementary · 0.6 mi from this home · 1155 93Rd St, Bay Harbor Islands
Nautilus Middle
Middle school
North Miami Beach Senior High
High school · 4.5 mi from this home · 1247 Ne 167Th St, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$999,000 · MLS A12049882
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