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+24 photosLuxury condo — 9940 W Bay Harbor Drive 3G-N · Kai At Bay Harbor Condo · Bay Harbor Islands
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Open property magazine$1,880,000
9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154
Bay Harbor Islands, FL, 33154
3 bd · 3 ba · 1,882 sqft
Listed by Coldwell Banker Realty
9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154
Listed by Coldwell Banker Realty
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$15,270/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $15,270/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesIMPECCABLE AND UPGRADED WATERFRONT 3-BEDROOM CORNER RESIDENCE in the highly desirable Bay Harbor Islands. EXPANSIVE TERRACES (close to 800 sq ft) surrounded by lush landscaping create a true indoor-outdoor living experience with a private, HOUSE-LIKE FEEL. The residence features IMPECCABLE FINISHES including built-in closets, custom cabinetry, and shades throughout and more. 2 PARKING SPACES SIDE-BY-SIDE. KAI is a newer BOUTIQUE BUILDING offering a 24-hour front desk and concierge. Perfectly located, just a short walk to A-rated public school, Bal Harbour Shops, restaurants, cafés, houses of worship, and the beach. Enjoy the SPECTACULAR ROOFTOP AMENITIES including an infinity pool, jacuzzi, and BBQ area with breathtaking 360-degree views of the city, Intracoastal, and ocean. Boat slips available in the building upon request. ** Experience the best of South Florida waterfront living! **
Ask Simon about boat size
Boat length limit: Not provided · Dock: Not provided — Ask Simon
min · est.
Not provided
low tide depth
Enter draft
bridges on the route
Not provided
Run to the ocean
Saved route not provided — Ask Simon
Map © Esri · saved route, planning only
Water depth on the way out
Saved depth segments not provided — Ask Simon
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
Current tide prediction not provided — Ask Simon
Route bridges & sources
Bridges on the route
No bridges on this route
Depth sources
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 6%
The seller has come down from $2,000,000 to $1,880,000 — a $120,000 reduction since it came on the market.
230 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- KAI AT BAY HARBOR CONDO· MLS
- Year built
- 2016· MLS
- Stories
- 7· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Pet Restrictions Possible· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $2,814 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
Dogs
Welcome here
Cats
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Your costs (est.)
≈ $15,270/mo
9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154 · Bay Harbor Islands
Location
9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154
Dock & Draft Match™
Dock / slip — ask about dock
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154?+
Property tax (after sale): $2,142/month est.; homeowners insurance: $559/month est.; HOA: $2,814/month. Fixed ownership costs before a mortgage: $5,515/month est. Principal and interest: $9,755/month; PMI: $0/month. Total for the payment scenario shown: $15,270/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154 need flood insurance, and what drives the premium?+
Most of Bay Harbor Islands sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Bay Harbor Islands luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 9940 W Bay Harbor Drive 3G-N, Bay Harbor Islands, FL 33154?+
This listing has been on the market 230 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Bay Harbor Islands, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ruth K. Broad Bay Harbor K-8 Center
Elementary · 0.4 mi from this home · 1155 93Rd St, Bay Harbor Islands
Nautilus Middle
Middle school
North Miami Beach Senior High
High school · 3.8 mi from this home · 1247 Ne 167Th St, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,880,000 · MLS A11970819
$1,880,000
9940 W Bay Harbor Drive 3G-N
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