Luxury townhome — 2813 SW 119th Way · Miramar Residential · Miramar
South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 2813 SW 119th Way, Miramar, FL 33025
Dedicated to you and your family.
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance. Sign in or create a free account and the same edition is rewritten around your household — the schools your children would attend, the boat you keep, the routes you actually drive.
Open property magazine$515,000
2813 SW 119th Way, Miramar, FL 33025
Miramar, FL, 33025
Listed by InvesTeam Realty
2813 SW 119th Way, Miramar, FL 33025
Listed by InvesTeam Realty
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Conforming loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $2,672/mo
- Property tax (after sale) est.
- $796/mo
- Homeowners insurance est.
- $397/mo
- HOA
- $320/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
2813 SW 119th Way, Miramar, FL 33025
Estimated cash to close est.
$119,536.83
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $412,000.00Conforming loan
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$119,536.83
- Down payment est.
- $103,000.00
- Mortgage note documentary stamps est.
- $1,442.00
- Mortgage intangible tax est.
- $824.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $2,650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $1,592.50
- Insurance escrow (2 months) est.
- $793.33
- First-year insurance premium est.
- $4,760.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Combined Riverine and Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $397 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Not provided —
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Partial)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 2015
Homeowners insurance: $397 / month est.
- Annual premium est.
- $4,455
- Fees & taxes est.
- $305
- Annual total est.
- $4,760
- Likely range est.
- $4,046–$5,712
- Dwelling coverage est.
- $455,763
- Other structures est.
- $9,115
- Personal property est.
- $91,153
- Loss of use est.
- $45,576
- Hurricane deductible (2%) est.
- $9,115
Based on the listing: 1,919 sq ft · built 2015 · 3 stories.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesLakefront, very well-maintained tri-level townhome at Montclair !! Step out from your door right into the jogging path around the lake! Once inside your home, enjoy the gorgeous and peaceful view of the lake from your living room and master bedroom. First level: Main entrance, family room, half bathroom, and 2-car garage. Second/Main level: Kitchen, Dining/Living room, 1 bedroom, and 1 full bathroom. Third level: primary bedroom and bathroom, another bedroom with a private bathroom, and a laundry closet. Montclair offers a variety of amazing amenities: a pool, a clubhouse with a party room, a gym, and a dog park. Conveniently located just minutes from Miramar Town Center, shopping, dining, parks, and major highways. Embrace a lifestyle of convenience and leisure in this beautiful home.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
102 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
Welcome here
Cats
Welcome here
2813 SW 119th Way, Miramar, FL 33025 · Miramar
Location
2813 SW 119th Way, Miramar, FL 33025
One home, every check
Dock & Draft Match™ brings dock length, low-water depth, every fixed bridge, the ocean run, frontage and yacht size together around one home before you ever book a showing.
What buyers ask about this home
What are the estimated monthly carrying costs at 2813 SW 119th Way, Miramar, FL 33025?+
Property tax (after sale): $796/month est.; homeowners insurance: $397/month est.; HOA: $320/month. Fixed ownership costs before a mortgage: $1,513/month est. Principal and interest: $2,672/month; PMI: $0/month. Total for the payment scenario shown: $4,185/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 2813 SW 119th Way, Miramar, FL 33025?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 2813 SW 119th Way, Miramar, FL 33025 need flood insurance, and what drives the premium?+
Most of Miramar sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 2813 SW 119th Way, Miramar, FL 33025?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 2813 SW 119th Way, Miramar, FL 33025 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Miramar luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 2813 SW 119th Way, Miramar, FL 33025?+
This listing has been on the market 102 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miramar, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Coconut Palm Elementary School
Elementary · 1.5 mi from this home · 13601 Monarch Lakes Blvd, Miramar
New Renaissance Middle School
Middle school · 1.1 mi from this home · 10701 Miramar Blvd, Miramar
Zone boundaries published by Broward County Public Schools.
Other options for this address
Renaissance Charter Middle School At Pines
Elementary · Charter · Grades PK–8 · Pembroke Pines
Somerset Academy Charter High School Miramar Campus
High school · Charter · Grades 9–12 · Miramar
Love Outreach Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Miramar
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Closed sales in the last 12 months, newest first — townhomes only. Tap a home for its photos and sale facts.
Loading nearby sales…
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$515,000 · MLS A12055052
$515,000
2813 SW 119th Way
2657 SW 121st Terrace 703, Miramar, FL 33025
Listed by Keller Williams Dedicated Professionals
MARTINIQUE NO 2 CONDO
2 bd · 3 ba · 1,000 sq ft
$360,000
View details12695 SW 28th Court, Miramar, FL 33027
Listed by Dezer Platinum Realty LLC
POD 14 AT MONARCH LAKES
3 bd · 3 ba · 1,518 sq ft
$545,000
View details4952 SW 129th Terrace, Miramar, FL 33027
Listed by Element Real Estate Group
REPLAT OF PORTION OF M P
3 bd · 3 ba · 1,304 sq ft
$505,000
View details12665 SW 54th Court, Miramar, FL 33027
Listed by Real Estate Empire Group, Inc.
SOMERSET FOUR REPLAT
3 bd · 3 ba · 1,547 sq ft
$500,000
View details15775 SW 41st Street 68, Miramar, FL 33027
Listed by Prestige International Realty
VILLAS AT NAUTICA THREE C
3 bd · 3 ba · 1,450 sq ft
$430,000
View details2574 SW 81st Terrace 2576, Miramar, FL 33025
Listed by Atlantic Realty & Inv. Corp.
CALABRIA II CONDO
3 bd · 3 ba · 1,500 sq ft
$410,000
View details