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+40 photosLuxury townhome — 3099 Banyan Road B · Johnston Heights · Boca Raton
$3,400,000
3099 Banyan Road B, Boca Raton, FL 33432
Boca Raton, FL, 33432
3 bd · 4 ba · 3,037 sqft
Listed by One Sotheby's International Realty
3099 Banyan Road B, Boca Raton, FL 33432
Listed by One Sotheby's International Realty
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Estimated monthly payment
$20,732/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $20,732/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesNew construction townhome by Primo Luxury Homes, just steps from the beach in Boca Raton's prestigious Spanish River Land neighborhood. This 3,037 sq ft residence with refined coastal-modern design, featuring custom wood-veneer millwork, a sophisticated light-beige palette, and premium finishes throughout. A private elevator services all levels, adding convenience and luxury to the home's thoughtful layout. The gourmet kitchen is equipped with Thermador appliances—including a 48" refrigerator, double ovens, microwave drawer, and dishwasher—and is complemented by a nearby bar area ideal for entertaining. The outdoor living experience is equally impressive, offering a beautifully designed pool alongside an outdoor kitchen, creating the perfect setting for relaxing or hosting gatherings just moments from the ocean. The primary suite offers custom warm-beige closets with an island and a spa-inspired bath featuring double sinks, a makeup vanity, dual shower heads, and a soaking tub. Additional features include 40"×40" matte light-beige porcelain tiles on the entire third floor, custom cabinetry in both laundry rooms, and a curated selection of Onyx and Crystal porcelain surfaces for a natural, elegant look. A rare opportunity to own a designer coastal residence in one of Boca Raton's most sought-after beachside communities.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 9%
The seller has come down from $3,750,000 to $3,400,000 — a $350,000 reduction since it came on the market.
103 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $20,732/mo
3099 Banyan Road B, Boca Raton, FL 33432 · Boca Raton
Location
3099 Banyan Road B, Boca Raton, FL 33432
What buyers ask about this home
What are the estimated monthly carrying costs at 3099 Banyan Road B, Boca Raton, FL 33432?+
Property tax (after sale): $2,582/month est.; homeowners insurance: $508/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $3,090/month est. Principal and interest: $17,642/month; PMI: $0/month. Total for the payment scenario shown: $20,732/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3099 Banyan Road B, Boca Raton, FL 33432?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3099 Banyan Road B, Boca Raton, FL 33432 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 3099 Banyan Road B, Boca Raton, FL 33432?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 3099 Banyan Road B, Boca Raton, FL 33432 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boca Raton luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 3099 Banyan Road B, Boca Raton, FL 33432?+
This listing has been on the market 103 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
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Interested in this property?
$3,400,000 · MLS B26058142
$3,400,000
3099 Banyan Road B
