luxury
View: Pool

$1,075,000

1278 SW 5TH Street, Boca Raton, FL 33486

Boca Raton, FL, 33486

3 bd · 3 ba · 1,489 sqft

Listed by Premier Estate Properties Inc

Know your costs before you buy

Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.

Estimated Monthly Payment

$6,899/ month

20% down · 6.75% interest · 30-year loan · Jumbo loan

Jumbo loan: put down about $242,250 or more to stay conforming. What's different?
  • A bigger down payment, often 10–20% or more
  • A higher credit score, often 700+
  • More cash reserves, often 6–12 months of payments
  • Full income documentation, sometimes a second appraisal on large loans

Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.

A buyer can stay conforming with 20–25% down.

Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.

Principal & interest
$5,578/mo
Property tax (after sale) est.
$1,087/mo
Homeowners insurance est.
$234/mo
HOA
$0/mo

Estimate only, not guaranteed. Verify before you buy or sell.

About This Property

Find similar homes

Reimagined St. Barts-inspired Boca Square Residence sited in East Boca Raton's sought-after enclave. A brick driveway leads to a motor court welcoming you to this organic tropical modern residence updated to today's living standards. An open-floor plan features wide plank porcelain floors throughout. The gourmet kitchen features slim-line shaker cabinetry, [countertop material] countertops, and stainless steel appliances. The Primary suite boasts a spa-like bathroom/cabana and wardrobe. Two additional bedroom suites are provided for guests. An expansive lanai with a pecky cypress ceiling is perfect for entertaining alongside the bean-shaped pool with lush private landscaping. Other amenities include a separate laundry room, impact windows and doors and re-roofed in 2025. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.

Your costs (est.)

≈ $6,899/mo

1278 SW 5TH Street, Boca Raton, FL 33486 · Boca Raton

Location

1278 SW 5TH Street, Boca Raton, FL 33486

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Simon Gedz, South Florida luxury real estate specialist

Simon Gedz

Realtor® since 1995