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+150 photosWaterfront home — 17835 Lake Azure Way · Oaks At Boca Raton 5 · Boca Raton




























































































































































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A magazine dedicated to 17835 Lake Azure Way, Boca Raton, FL 33496
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Open property magazine$1,819,999
17835 Lake Azure Way, Boca Raton, FL 33496
Boca Raton, FL, 33496
3 bd · 5 ba · 3,399 sqft
Listed by LoKation
17835 Lake Azure Way, Boca Raton, FL 33496
Listed by LoKation
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $987,249 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $9,444/mo
- Property tax (after sale) est.
- $2,123/mo
- Homeowners insurance est.
- $784/mo
- HOA
- $969/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
17835 Lake Azure Way, Boca Raton, FL 33496
Estimated cash to close est.
$391,702.30
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $1,455,999.20Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $987,249.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$391,702.30
- Down payment est.
- $363,999.80
- Mortgage note documentary stamps est.
- $5,096.00
- Mortgage intangible tax est.
- $2,912.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $4,245.83
- Insurance escrow (2 months) est.
- $1,567.67
- First-year insurance premium est.
- $9,406.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $784 / month
Source: FEMA National Flood Hazard Layer · Date checked: Nov 7, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Nov 7, 2026
- Roof type
- Spanish Tile
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Partial)
- Shutters
- Panel Shutters (Complete)
- Window features
- Drapes
- Year built
- 2006
Homeowners insurance: $784 / month est.
- Annual premium est.
- $9,101
- Fees & taxes est.
- $305
- Annual total est.
- $9,406
- Likely range est.
- $7,995–$11,287
- Dwelling coverage est.
- $1,274,625
- Other structures est.
- $25,493
- Personal property est.
- $254,925
- Loss of use est.
- $127,463
- Hurricane deductible (2%) est.
- $25,493
Based on the listing: 3,399 sq ft · built 2006 · one story · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · roof 6–15 years old · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesWelcome to an exceptional 3 bedroom + office/den, 3 full bathrooms and 2 half bathroom single story lakefront estate with a private saltwater heated pool, screened lanai, 2 car garage, whole-house generator, and full hurricane protection in The Oaks at Boca Raton, an exclusive guard-gated community in desirable West Boca Raton. Ideally positioned on a tranquil waterfront lot, this impressive residence showcases Mediterranean-inspired architecture, sophisticated interior finishes, expansive living spaces, and spectacular resort-style outdoor living. Enjoy peaceful lake views from the screened lanai, relax in the private heated saltwater pool and experience the comfort and security of a home thoughtfully equipped for South Florida living. From the moment you arrive, the home's elegant curb appeal sets the tone. Lush tropical landscaping frames the beautifully detailed Mediterranean inspired façade, while a spacious paver driveway leads to the 2 car garage and impressive front entrance. A gracious paver walkway winds through the manicured landscaping toward the dramatic arched double front doors, creating a grand and inviting arrival. Step through the front doors and into a stunning grand foyer where soaring recessed ceilings, a cascading crystal chandelier, decorative tile inlay, and architectural detailing immediately showcase the home's sophisticated character. Arched passageways, stone pillars, custom patterned tile flooring, elegant lighting, and detailed millwork continue throughout the main living areas, creating a seamless sense of refinement. From the foyer, the home opens into expansive formal living and dining spaces designed for both elegant entertaining and comfortable everyday living. High ceilings, large windows, architectural pillars, decorative wall treatments, sophisticated lighting, and abundant natural light create an impressive yet welcoming atmosphere. The home's thoughtfully designed layout allows the formal spaces to flow naturally into the central living areas. At the heart of the home is an exceptionally crafted gourmet kitchen, designed for both everyday living and sophisticated entertaining. The kitchen features custom cream glazed cabinetry with intricate crown molding, extensive upper glass front display cabinetry, and seamless panel integrated storage. Rich, dark granite countertops provide a striking contrast against the light cabinetry, while a beautifully detailed mosaic tile backsplash frames the built in cooktop beneath an ornate custom wood range hood. High end stainless steel appliances include a French door refrigerator, built in double wall ovens, microwave, and dishwasher, complemented by an expansive center island offering additional workspace and storage. A stunning linear crystal pendant light fixture illuminates the island and serves as an elegant focal point. Additional highlights include a dedicated built in workstation desk, gleaming large format tile flooring, and large windows offering peaceful views toward the pool and lake. The kitchen opens directly to the main living spaces, creating an ideal setting for everything from casual meals to sophisticated entertaining. Just beyond the kitchen, the expansive living room serves as the central gathering space of the home. Soaring tray ceilings, custom white built in entertainment cabinetry, gleaming tile floors, and oversized sliding glass doors create an effortless connection between the interior and outdoor living areas. Through the glass doors, the private pool, spa, screened lanai, and tranquil lake views create a beautiful backdrop from virtually every angle. For entertaining, the custom wet bar and beverage station adds another impressive feature to the main living area. Rich wood cabinetry, glass front display cabinets, dark granite countertops, a built in wine and beverage refrigerator, and a stainless steel prep sink create a sophisticated entertaining space perfectly positioned to serve the living room and outdoor areas. Continuing through the residence, the versatile floor plan offers 3 bedrooms, a dedicated home office/den, 3 full bathrooms, and 2 half bathrooms, including a convenient cabana bathroom with direct access to the patio and pool, perfect for guests enjoying the outdoor living spaces. The executive style office provides a quiet and beautifully finished workspace with rich hardwood flooring, custom built in wood cabinetry, shelving, and desk space, complemented by an elegant arched window that fills the room with natural light. The secondary bedrooms offer generous proportions and refined details, including wood and wood plank flooring, wainscoting, plantation shutters, decorative window treatments, custom storage, and ensuite access. Additional hallways throughout the home feature wood flooring, architectural arches, wainscoting, and elegant crystal wall sconces, maintaining the home's cohesive luxury aesthetic from one space to the next. Privately positioned within the residence, the primary suite offers a serene retreat overlooking the pool and lake. Wide plank wood flooring, a dramatic tray ceiling, crystal chandelier, large windows, decorative architectural details, and sliding glass doors create a bright and luxurious environment while bringing the beautiful outdoor setting into view. The primary suite also features 2 spacious walk in closets, providing extensive storage and organization. The primary bathroom delivers a sophisticated spa inspired experience with dual wood vanities, dark stone countertops, a dedicated sit down vanity area, expansive mirrors, travertine tile flooring, and a deep soaking tub framed by glass block windows. A spacious glass enclosed walk in shower features decorative tile accents, modern fixtures, and a built in bench. The luxurious primary suite offers a private retreat with beautiful finishes, generous storage, and peaceful views of the pool and lake. Beyond the living spaces, the home transitions effortlessly to its spectacular screened outdoor living area. The covered lanai provides generous space for outdoor dining, lounging, and entertaining, with stone style flooring, ceiling fans, and expansive sliding glass doors connecting directly to the interior living spaces. The private pool and spa create a true resort style setting, surrounded by a spacious paved deck and enhanced by a decorative stone water feature. Beyond the pool, the property opens to serene lake views, creating a peaceful and picturesque backdrop for outdoor living. Whether enjoying a quiet morning, hosting friends and guests, or relaxing poolside at sunset, this waterfront setting provides an exceptional extension of the home. A convenient laundry room adds functionality with front load washer and dryer, custom cabinetry, a solid surface folding counter, and utility sink. The spacious 2 car garage features finished epoxy flooring, overhead lighting, and organized storage, while additional custom storage throughout the home provides practical functionality without compromising the residence's refined presentation. THE OAKS AT BOCA RATON - Located in one of West Boca Raton's premier guard gated communities, The Oaks at Boca Raton offers privacy, security, beautifully landscaped surroundings, tranquil lakes, and an exceptional resort style lifestyle. The community features a 25,000 square foot clubhouse with tennis, pickleball, fitness facilities, spa services, resort style pool, dining, social spaces, and gathering areas, providing residents with an impressive selection of amenities close to home. Ideally located in West Boca Raton, The Oaks is minutes from Town Center at Boca Raton, Mizner Park, Delray Marketplace, Royal Palm Place, South County Regional Park, premier golf courses, restaurants, entertainment, and beautiful Boca Raton beaches. The location also provides convenient access to Glades Road, I 95, the Florida Turnpike, and major destinations throughout Boca Raton, Delray Beach, and Palm Beach County, with Palm Beach International Airport and Fort Lauderdale Hollywood International Airport within convenient driving distance.
Property Details
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Your costs (est.)
≈ $13,319/mo
17835 Lake Azure Way, Boca Raton, FL 33496 · Boca Raton
Location
17835 Lake Azure Way, Boca Raton, FL 33496
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 17835 Lake Azure Way, Boca Raton, FL 33496?+
Property tax (after sale): $2,123/month est.; homeowners insurance: $784/month est.; HOA: $969/month. Fixed ownership costs before a mortgage: $3,876/month est. Principal and interest: $9,444/month; PMI: $0/month. Total for the payment scenario shown: $13,319/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 17835 Lake Azure Way, Boca Raton, FL 33496?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 17835 Lake Azure Way, Boca Raton, FL 33496 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 17835 Lake Azure Way, Boca Raton, FL 33496?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 17835 Lake Azure Way, Boca Raton, FL 33496?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 17835 Lake Azure Way, Boca Raton, FL 33496?+
This listing has been on the market 40 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Sunrise Park Elementary School
Elementary · 2.7 mi from this home · 19400 Coral Ridge Dr, Boca Raton
Eagles Landing Middle School
Middle school · 2.8 mi from this home · 19500 Coral Ridge Dr, Boca Raton
Olympic Heights Community High
High school · 2.4 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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