1 / 29
+24 photosLuxury home — 2621 NE 51ST Court · Coral Villas · Lighthouse Point
South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 2621 NE 51ST Court, Lighthouse Point, FL 33064
Dedicated to you and your family.
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance. Sign in or create a free account and the same edition is rewritten around your household — the schools your children would attend, the boat you keep, the routes you actually drive.
Open property magazine$749,900
2621 NE 51ST Court, Lighthouse Point, FL 33064
Lighthouse Point, FL, 33064
2 bd · 2 ba · 1,295 sqft
Listed by Bond Luxury Properties LLC
2621 NE 51ST Court, Lighthouse Point, FL 33064
Listed by Bond Luxury Properties LLC
This home is no longer available for a tour.
It is pending or sold, so it cannot be added to a tour day. Ask Simon about similar homes you can still see.
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Conforming loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $3,891/mo
- Property tax (after sale) est.
- $893/mo
- Homeowners insurance est.
- $233/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
2621 NE 51ST Court, Lighthouse Point, FL 33064
Estimated cash to close est.
$166,621.01
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $599,920.00Conforming loan
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$166,621.01
- Down payment est.
- $149,980.00
- Mortgage note documentary stamps est.
- $2,100.00
- Mortgage intangible tax est.
- $1,199.84
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $3,825.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $1,785.00
- Insurance escrow (2 months) est.
- $465.17
- First-year insurance premium est.
- $2,791.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $233 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Flat
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 1965
Homeowners insurance: $233 / month est.
- Annual premium est.
- $2,486
- Fees & taxes est.
- $305
- Annual total est.
- $2,791
- Likely range est.
- $2,373–$3,350
- Dwelling coverage est.
- $323,750
- Other structures est.
- $6,475
- Personal property est.
- $64,750
- Loss of use est.
- $32,375
- Hurricane deductible (2%) est.
- $6,475
Based on the listing: 1,295 sq ft · built 1965 · one story · impact windows / shutters.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · inland rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesSituated on a quiet street, this beautifully maintained home features a freshly painted interior & exterior, along with hurricane-impact windows & doors installed in 2025. The kitchen boasts wood cabinetry, granite counters, & stainless appliances, all installed in 2025. Additional features include a full security system, wiring for security cameras, central vacuum, & a Nest smart thermostat. The garage was fully updated & painted in September 2026 & includes a new washer & dryer. Step outside to a covered, screen-enclosed lanai wired for both electricity & Wi-Fi—an ideal space to relax, entertain & enjoy the outdoors. The lanai overlooks an oversized, private, fully fenced backyard with plenty of room for a pool & more, offering endless possibilities for creating your own backyard oasis. There's also electrical connection for a generator.
Property Details
Dogs
Welcome here
Cats
Welcome here
Your costs (est.)
≈ $5,016/mo
2621 NE 51ST Court, Lighthouse Point, FL 33064 · Lighthouse Point
Location
2621 NE 51ST Court, Lighthouse Point, FL 33064
What buyers ask about this home
What are the estimated monthly carrying costs at 2621 NE 51ST Court, Lighthouse Point, FL 33064?+
Property tax (after sale): $893/month est.; homeowners insurance: $233/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $1,125/month est. Principal and interest: $3,891/month; PMI: $0/month. Total for the payment scenario shown: $5,016/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 2621 NE 51ST Court, Lighthouse Point, FL 33064?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 2621 NE 51ST Court, Lighthouse Point, FL 33064 need flood insurance, and what drives the premium?+
Most of Lighthouse Point sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 2621 NE 51ST Court, Lighthouse Point, FL 33064?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 2621 NE 51ST Court, Lighthouse Point, FL 33064?+
This listing has been on the market 29 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Lighthouse Point. Quiet boating community with deep-water canals, no fixed bridges to the Intracoastal, and top-rated schools.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Norcrest Elementary School
Elementary · 1.3 mi from this home · 3951 Ne 16Th Ave, Pompano Beach
Deerfield Beach Middle School
Middle school · 1.1 mi from this home · 701 Se 6Th Ave, Deerfield Beach
Deerfield Beach High School
High school · 1.8 mi from this home · 910 Sw 15Th St, Deerfield Beach
Zone boundaries published by Broward County Public Schools.
Other options for this address
Angels Christian Academy Of Pompano Beach
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Pompano Beach
Highlands Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Pompano Beach
Bethlehem Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 2–12 · Lighthouse Point
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Closed sales in the last 12 months, newest first — single-family homes only. Tap a home for its photos and sale facts.
Loading nearby sales…
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$749,900 · MLS B26081749
$749,900
2621 NE 51ST Court
2630 NE 53RD Court, Lighthouse Point, FL 33064
Listed by LoKation
POMPANO WATERWAY ESTATES
2 bd · 2 ba · 1,319 sq ft
$775,000
View details
2480 NE 46th Street, Lighthouse Point, FL 33064
Listed by LoKation
CORAL KEY VILLAS 8TH SEC
3 bd · 3 ba · 2,130 sq ft
$949,000
View details
5221 NE 27TH Avenue, Lighthouse Point, FL 33064
Listed by The Agency Florida LLC
CORAL VILLAS
3 bd · 2 ba · 2,257 sq ft
$1,299,000
View details
4301 NE 22nd Avenue, Lighthouse Point, FL 33064
Listed by Serhant
VENETIAN ISLES 3RD SEC
3 bd · 2 ba · 1,739 sq ft
$865,000
View details
5121 NE 30th Terrace, Lighthouse Point, FL 33064
Listed by LoKation
POMPANO WATERWAY ESTATES
4 bd · 3 ba · 2,273 sq ft
$1,248,000
View details
1971 NE 33RD Street, Lighthouse Point, FL 33064
Listed by Home Sell and Save, LLC
LIGHTHOUSE POINT EXT 3RD SEC
4 bd · 3 ba · 1,934 sq ft
$849,000
View details