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+69 photosFront Exterior — 2708 NW 26th Circle · Timbercreek As · Boca Raton











































































South Florida Luxury Living
Property Magazine
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A magazine dedicated to 2708 NW 26th Circle, Boca Raton, FL 33431
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$1,675,000
2708 NW 26th Circle, Boca Raton, FL 33431
Boca Raton, FL, 33431
Listed by Keller Williams Realty Service
2708 NW 26th Circle, Boca Raton, FL 33431
Listed by Keller Williams Realty Service
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $8,691/mo
- Property tax (after sale) est.
- $1,655/mo
- Homeowners insurance est.
- $484/mo
- HOA
- $115/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
2708 NW 26th Circle, Boca Raton, FL 33431
Estimated cash to close est.
$356,924.50
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $1,340,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$356,924.50
- Down payment est.
- $335,000.00
- Mortgage note documentary stamps est.
- $4,690.00
- Mortgage intangible tax est.
- $2,680.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $3,309.33
- Insurance escrow (2 months) est.
- $967.17
- First-year insurance premium est.
- $5,803.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $484 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
- Roof type
- Barrel
- Roof year
- 2021 (per listing remarks)
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Impact Glass (Complete)
- Year built
- 1978
Homeowners insurance: $484 / month est.
- Annual premium est.
- $5,498
- Fees & taxes est.
- $305
- Annual total est.
- $5,803
- Likely range est.
- $4,932–$6,963
- Dwelling coverage est.
- $606,000
- Other structures est.
- $12,120
- Personal property est.
- $121,200
- Loss of use est.
- $60,600
- Hurricane deductible (2%) est.
- $12,120
Based on the listing: 2,424 sq ft · built 1978 · one story · roof from 2021 · impact windows / shutters.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesDiscover an exceptional expression of lakefront living at 2708 NW 26th Circle, a fully renovated retreat in Timbercreek, one of Boca Raton's most coveted communities. Nestled along a quiet, tree-lined street just off the St. Andrews corridor, this beautifully reimagined residence pairs sophisticated interiors with remarkable privacy and captivating water views. An expansive, 0.33-acre pie-shaped lot embraces the curves of a winding lake, while a private, resort-style pool creates an idyllic backdrop for relaxed afternoons, memorable gatherings, and effortless South Florida living. Thoughtfully redesigned with high-end finishes throughout, the home offers four bedrooms, two full bathrooms, and two half baths. Sweeping lake and pool views unfold from nearly every room, drawing natural light into the interiors and creating a wonderful connection to the serene surroundings. At the center of the home, the chef's kitchen makes an unforgettable impression. A striking 10-foot island crafted from scratch- and smudge-resistant Lapitec sintered stone anchors the space, with seating for four. Premium Bosch appliances, a Liebherr refrigerator, custom pull-out cabinetry, and a glass-enclosed pantry combine refined style with exceptional everyday functionality. Vaulted ceilings lend volume and character to the main living area, where a wood-burning fireplace, luxury vinyl flooring, and custom wall paneling create an inviting blend of warmth and architectural sophistication. Just beyond the entry, a beautifully appointed bar with quartz countertops, a porcelain backsplash, and a wine refrigerator sets the stage for gracious entertaining. The primary suite is a peaceful sanctuary framed by panoramic pool and lake views. A custom walk-in closet complements the spa-inspired bathroom, where floating vanities and elegant porcelain finishes bring a sense of understated luxury. A cabana bath provides convenient access from the outdoor living areas, while a separate powder room adds comfort for guests. The spacious laundry room is equally well appointed, featuring quartz countertops, a 2023 Maxx ice maker, and an LG washer and dryer. Extensive improvements include a 2021 roof, impact windows and doors, a 2021 HVAC system, an updated electrical panel, and a 2019 water heater. New attic insulation, a new air-conditioning return box, and freshly painted interiors further enhance the home's move-in-ready appeal. The two-car garage features new epoxy flooring and a mini-split air-conditioning system. Outside, beautifully landscaped grounds, mature mango trees, and exceptional privacy surround the pool, with generous space to unwind, dine, and entertain against the picturesque lakefront setting. Beyond the property, Timbercreek welcomes residents with a magnificent canopy of trees and a warm, friendly atmosphere. Scenic lakes, walking and biking paths, park, basketball courts, a playground, a gazebo, and abundant wildlife enrich daily life. A lively calendar of year-round community events includes regular family-friendly food trucks at the park, holiday parties, and adults-only gatherings. Ideally positioned just minutes from top-rated Boca Raton schools, pristine beaches, Town Center Mall, Mizner Park, fine dining, shopping, and medical facilities, the community also offers convenient access to I-95 and the Florida Turnpike. Beautifully renovated and ready to enjoy, this distinctive lakefront residence presents a rare opportunity to experience privacy, luxury, and an exceptional location in one of Boca Raton's most desirable neighborhoods. Schedule your private showing and discover everything that makes this home a must-see.
Property Details

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2708 NW 26th Circle, Boca Raton, FL 33431 · Boca Raton
Location
2708 NW 26th Circle, Boca Raton, FL 33431
What buyers ask about this home
What are the estimated monthly carrying costs at 2708 NW 26th Circle, Boca Raton, FL 33431?+
Property tax (after sale): $1,655/month est.; homeowners insurance: $484/month est.; HOA: $115/month. Fixed ownership costs before a mortgage: $2,253/month est. Principal and interest: $8,691/month; PMI: $0/month. Total for the payment scenario shown: $10,944/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 2708 NW 26th Circle, Boca Raton, FL 33431?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 2708 NW 26th Circle, Boca Raton, FL 33431 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 2708 NW 26th Circle, Boca Raton, FL 33431?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 2708 NW 26th Circle, Boca Raton, FL 33431?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 2708 NW 26th Circle, Boca Raton, FL 33431?+
This listing has been on the market 1 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Spanish River Community High School
High school · 1.7 mi from this home · 5100 Jog Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
French Int'L School Of Boca Raton Le Petit Prince
Elementary · Private · Grades K–3 · Boca Raton
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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