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+44 photosGated community home — 964 Lago Mar Lane · Lago Mar · Boca Raton
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Open property magazine$3,999,000
964 Lago Mar Lane, Boca Raton, FL 33431
Boca Raton, FL, 33431
4 bd · 4 ba · 3,532 sqft
Listed by Engel & Voelkers Delray Beach
964 Lago Mar Lane, Boca Raton, FL 33431
Listed by Engel & Voelkers Delray Beach
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Estimated monthly payment
$25,392/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $25,392/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesDesigned by architect Randall Stofft, this coastal modern residence is set within Lago Mar, an exclusive gated enclave along A1A with private beach access. Built in 2015, the home is defined by its striking architectural presence, thoughtfully composed interiors, and seamless connection to outdoor living. A dramatic entry with soaring ceilings introduces interiors distinguished by coffered ceilings, hardwood flooring, plantation shutters, and statement designer lighting. The kitchen makes a lasting impression with marble countertops and backsplash, custom cabinetry, a Wolf range, Sub-Zero refrigerator, and a built-in Miele coffee system. An oversized island with seating anchors the space, while a separate wet bar creates a natural setting for entertaining. The residence offers four en-suite bedrooms, complemented by a fifth bedroom or private office on the main level. Custom-fitted closets, an upstairs laundry room, and a two-car garage bring thoughtful functionality to the design. Beyond the interiors, the private outdoor setting is designed for the South Florida lifestyle. A renovated pool with new pool pump, summer kitchen, and covered entertaining area create an inviting backdrop for afternoons at home and evenings spent outdoors. A cabana bath and outdoor shower complete the space. Further enhancements include a 2025 A/C, new water heater, and new aluminum backyard gates.
Property Details
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Your costs (est.)
≈ $25,392/mo
964 Lago Mar Lane, Boca Raton, FL 33431 · Boca Raton
Location
964 Lago Mar Lane, Boca Raton, FL 33431
What buyers ask about this home
What are the estimated monthly carrying costs at 964 Lago Mar Lane, Boca Raton, FL 33431?+
Property tax (after sale): $3,951/month est.; homeowners insurance: $525/month est.; HOA: $167/month. Fixed ownership costs before a mortgage: $4,642/month est. Principal and interest: $20,750/month; PMI: $0/month. Total for the payment scenario shown: $25,392/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 964 Lago Mar Lane, Boca Raton, FL 33431?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 964 Lago Mar Lane, Boca Raton, FL 33431 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 964 Lago Mar Lane, Boca Raton, FL 33431?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 964 Lago Mar Lane, Boca Raton, FL 33431?+
This listing has been on the market 0 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
J. C. Mitchell Elementary School
Elementary · 1.4 mi from this home · 2470 Nw 5Th Ave, Boca Raton
Boca Raton Community Middle School
Middle school · 2.8 mi from this home · 1251 Nw 8Th St, Boca Raton
Boca Raton Community High School
High school · 3.0 mi from this home · 1501 Nw 15Th Ct, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
French Int'L School Of Boca Raton Le Petit Prince
Elementary · Private · Grades K–3 · Boca Raton
Boca Raton Christian School
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Boca Raton
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
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