luxury
Pool Bathroom
Pool: Heated
Pool: In Ground
Pool Bath

$5,995,000

1101 Thomas Street, Delray Beach, FL 33483

Delray Beach, FL, 33483

4 bd · 4 ba · 3,698 sqft

Listed by The Corcoran Group

Know your costs before you buy

Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.

Estimated Monthly Payment

$37,933/ month

20% down · 6.75% interest · 30-year loan · Jumbo loan

Jumbo loan: put down about $5,162,250 or more to stay conforming. What's different?
  • A bigger down payment, often 10–20% or more
  • A higher credit score, often 700+
  • More cash reserves, often 6–12 months of payments
  • Full income documentation, sometimes a second appraisal on large loans

Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.

Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.

Principal & interest
$31,107/mo
Property tax (after sale) est.
$6,063/mo
Homeowners insurance est.
$763/mo
HOA
$0/mo

Estimate only, not guaranteed. Verify before you buy or sell.

About This Property

Find similar homes

An exceptionally rare offering in the heart of East Delray Beach, just two short blocks from both the beach and the vibrant energy of Atlantic Avenue, this beautifully renovated seaside cottage presents a true coastal sanctuary in one of South Florida's most coveted locations. Set on an expansive corner estate lot spanning over 20,000 square feet, the residence offers 4 bedrooms, 3.1 bathrooms and over 5,000 total square feet of thoughtfully designed space, a remarkable and increasingly rare find so close to both downtown and the ocean. The sheer scale of the property offers a level of privacy, green space, and enduring significance that is virtually unheard of in this premier beachside location. Exquisitely updated while preserving its timeless charm, the residence blends classic coastal elegance with modern luxury. A decorative Chicago Brick circular driveway welcomes you to a charming front porch and inviting entry, where sunlight pours through impact windows and doors, illuminating vaulted ceilings, rich hardwood floors, and marble accents throughout. Inside, a formal living room with gas fireplace offers warmth and sophistication, while the dining area and family room open through French doors to the lush backyard for seamless indoor-outdoor living. The gourmet kitchen features state-of-the-art appliances, custom cabinetry, a pantry, granite countertops, and an island with snack bar seating--perfect for both entertaining and everyday living. The private primary wing features its own patio, generous dual walk-in closets with built-ins, and a beautifully appointed bath with dual sinks and soaking tub. A dedicated gym overlooking the pool offers an inspiring setting for wellness and could easily be reimagined as a private office. The upstairs bonus room provides flexibility as a media room, recreation space, office, or den. Outdoor living is nothing short of spectacular. A beautifully grand, covered loggia offers an elegant setting for al fresco dining and refined lounging, all overlooking the oversized pool and expansive, lush, manicured grounds - creating a private resort-style retreat just moments from the ocean. The grounds are meticulously manicured with abundant green space, enhanced by full-scale professional landscaping and custom lighting showcasing lush tropical foliage and rare trees. Recent enhancements further elevate the home's appeal and peace of mind, including a sophisticated wet bar addition, renovated powder room, tankless water heater (2023), new A/C (2025), motorized blackout shades in the living room, gym, and primary suite, and a completely redesigned and resurfaced 20' x 40' heated pool with a sun shelf, integrated spa, and new equipment. Additional improvements include an upgraded crawl space with new dehumidifier, regraded drainage with new sump system, interior paint, recessed lighting, and a full-home water filtration system. Additional features include a whole-house generator, fully fenced yard, separate laundry room with ample storage, plantation shutters, dual-zoned A/C, and a two-car garage with a separate drive and private entrance on Seabreeze Avenue. This meticulously maintained East Delray Beach retreat offers a truly rare opportunity to own a 20,000+ square foot estate property just moments from the sand and the very best of downtown living.

Good deal

Why we flagged this one

A transparent review of current MLS facts—not a paid placement.

  • Price reduced 8%

    The seller has come down from $6,495,000 to $5,995,000 — a $500,000 reduction since it came on the market.

  • 230 days on market

    Longer time on market usually means the seller is more open to negotiating on price and terms.

Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.

Your costs (est.)

≈ $37,933/mo

1101 Thomas Street, Delray Beach, FL 33483 · Delray Beach

Location

1101 Thomas Street, Delray Beach, FL 33483

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Simon Gedz, South Florida luxury real estate specialist

Simon Gedz

Realtor® since 1995