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+28 photosLuxury home — 312 NE 90th Street · El Portal · El Portal
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Open property magazine$1,699,000
312 NE 90th Street, El Portal, FL 33138
El Portal, FL, 33138
4 bd · 3 ba · 2,310 sqft
Listed by Ancona Real Estate Inc
312 NE 90th Street, El Portal, FL 33138
Listed by Ancona Real Estate Inc
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Estimated monthly payment
$11,391/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $11,391/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesA rare opportunity to own over 14,000 square feet of prime corner-lot property in the highly desirable Village of El Portal. Set along a quiet, tree-lined street, this beautifully renovated residence offers an exceptional combination of modern luxury, privacy, and room to grow.The property features a spacious 3-bedroom, 2-bathroom main residence complemented by a detached 1-bedroom, 1-bathroom guest cottage with its own private entrance. Thoughtfully updated interiors showcase oversized 32” x 72” porcelain flooring, elegant Italian porcelain countertops, a contemporary kitchen with premium appliances, and impact windows.What truly sets this property apart is its expansive double lot, offering endless possibilities to create your own private tropical retreat. Envision a resort-style pool, outdoor kitchen, lush gardens, and sophisticated entertaining spaces, with ample room to enjoy it all.Ideally situated minutes from Miami Shores, the Design District, Wynwood, and Downtown Miami, this exceptional property offers the space, versatility, and location that are increasingly difficult to find.Move right in, enjoy the lifestyle, and make this extraordinary property your own.
Property Details
Your costs (est.)
≈ $11,391/mo
312 NE 90th Street, El Portal, FL 33138 · El Portal
Location
312 NE 90th Street, El Portal, FL 33138
What buyers ask about this home
What are the estimated monthly carrying costs at 312 NE 90th Street, El Portal, FL 33138?+
Property tax (after sale): $2,009/month est.; homeowners insurance: $566/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $2,575/month est. Principal and interest: $8,816/month; PMI: $0/month. Total for the payment scenario shown: $11,391/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 312 NE 90th Street, El Portal, FL 33138?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 312 NE 90th Street, El Portal, FL 33138 need flood insurance, and what drives the premium?+
Most of El Portal sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 312 NE 90th Street, El Portal, FL 33138?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 312 NE 90th Street, El Portal, FL 33138?+
This listing has been on the market 31 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in El Portal, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Miami Shores Elementary School
Elementary · 0.9 mi from this home · 10351 Ne 5Th Ave, Miami Shores
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
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