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+49 photosGated community home — 8681 BOCA Drive 20 · Boca Lakes Condo · Boca Raton
South Florida Luxury Living
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Open property magazine$265,000
8681 BOCA Drive 20, Boca Raton, FL 33433
Boca Raton, FL, 33433
2 bd · 2 ba · 1,332 sqft
Listed by Keller Williams Realty Boca Ra
8681 BOCA Drive 20, Boca Raton, FL 33433
Listed by Keller Williams Realty Boca Ra
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$2,242/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $2,242/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesWelcome to Boca Lakes, a desirable 55+ gated community in Boca Raton! Don't miss this rare end-unit 2-bedroom, 2-bath villa with peaceful lake views. Features include all impact windows, tile flooring throughout, an open renovated kitchen, full-size washer and dryer inside, and new plantation shutters in the second bedroom. The enclosed Florida room provides additional flex space perfect for an office or den. New roof in 2022! Ideally located near shopping, dining and Uptown Boca. Maintenance includes water, extended cable, roof, gated security and recreation facilities with a heated pool, tennis, pickleball, bocce and more.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 10%
The seller has come down from $295,000 to $265,000 — a $30,000 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
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Cats
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Breed restrictions
Some breeds not accepted
Your costs (est.)
≈ $2,242/mo
8681 BOCA Drive 20, Boca Raton, FL 33433 · Boca Raton
Location
8681 BOCA Drive 20, Boca Raton, FL 33433
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 8681 BOCA Drive 20, Boca Raton, FL 33433?+
Property tax (after sale): $268/month est.; homeowners insurance: $0/month est.; HOA: $599/month. Fixed ownership costs before a mortgage: $867/month est. Principal and interest: $1,375/month; PMI: $0/month. Total for the payment scenario shown: $2,242/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 8681 BOCA Drive 20, Boca Raton, FL 33433?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 8681 BOCA Drive 20, Boca Raton, FL 33433 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 8681 BOCA Drive 20, Boca Raton, FL 33433?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 8681 BOCA Drive 20, Boca Raton, FL 33433?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 8681 BOCA Drive 20, Boca Raton, FL 33433?+
This listing has been on the market 78 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Del Prado Elementary School
Elementary · 1.2 mi from this home · 7900 Del Prado Cir N, Boca Raton
Olympic Heights Community High
High school · 0.8 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
North Broward Preparatory School
Pre-K & Kindergarten · Private · Grades PK–12 · Coconut Creek
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
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