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+22 photosWaterfront home — 11 Inlet Cay Drive · Inlet Cay · Ocean Ridge
$4,995,000
11 Inlet Cay Drive, Ocean Ridge, FL 33435
Ocean Ridge, FL, 33435
4 bd · 5 ba · 4,531 sqft · 100 ft of water
Listed by The Corcoran Group
11 Inlet Cay Drive, Ocean Ridge, FL 33435
Listed by The Corcoran Group
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Estimated monthly payment
$32,361/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $32,361/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesAn exceptional waterfront opportunity in the coveted coastal enclave of Ocean Ridge. Offering an impressive 4,531 square feet of living space, this four-bedroom, five-bathroom residence delivers approximately 1,000 square feet more than typically found on a comparable lot. Designed for today's lifestyle, the home features an open floor plan, soaring ceilings, abundant natural light, expansive entertaining spaces, a private office, and a three-car garage. The spacious primary suite overlooks the water, while generous family and living areas make this an ideal full-time residence and exceptional family home. Set along 100 feet of deep water frontage, the property offers a 60-foot dock with boat lift and the ability to accommodate a large vessel, with direct access to the Intracoastal. Additional space alongside the boat lift allows for a double floating jet ski dock, with existing ladders and posts in place. Lush tropical gardens, a private lap pool ideal for swimming enthusiasts, and an inviting outdoor loggia complete the quintessential Florida waterfront experience. Ideally situated on a quiet cul-de-sac just steps from the beach, this is an opportunity to enjoy the best of the Ocean Ridge lifestyle. Offered at $4,995,000 — approximately $1,102 per square foot. With its generous living space, premier boating amenities, beachside location, and compelling price point, 11 Inlet Cay represents one of the compelling coastal value opportunities in Palm Beach County and South Florida. A rare opportunity to enjoy the space, privacy, and waterfront lifestyle today's discerning buyer is looking for.
Ask Simon about boat size
Boat length limit: 49 ft est. — verify · Dock: 60 ft
min · est.
1.5 nm
low tide depth
Enter draft
bridges on the route
17.7 ft lowest
Run to the ocean
Map © Esri · saved route, planning only
Water depth on the way out
about 4 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
High: 3.2 ft · 10:00 AM ET
Low: 0.5 ft · 3:30 AM ET
Route bridges & sources
Bridges on the route
SR A1A · fixed · 17.7 ft
Depth sources
Army Corps survey · Intracoastal Waterway, Palm Beach County · surveyed Apr 4, 2022 · shallowest 6.2 ft on your route
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Property Details
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Your costs (est.)
≈ $32,361/mo
11 Inlet Cay Drive, Ocean Ridge, FL 33435 · Ocean Ridge
Location
11 Inlet Cay Drive, Ocean Ridge, FL 33435
Dock & Draft Match™
100 ft stated water frontage less estimated side-line buffers; limited by 60 ft stated dock; canal and inlet length limits not provided — Ask Simon; route to the Atlantic limited by the home canal, about 69 ft wide (est.). Length screen only; verify beam, draft, bridges and tides
Boat length ~49 ft · preliminary
What buyers ask about this home
What are the estimated monthly carrying costs at 11 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Property tax (after sale): $5,051/month est.; homeowners insurance: $1,381/month est.; HOA: $10/month. Fixed ownership costs before a mortgage: $6,443/month est. Principal and interest: $25,918/month; PMI: $0/month. Total for the payment scenario shown: $32,361/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 11 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 11 Inlet Cay Drive, Ocean Ridge, FL 33435 need flood insurance, and what drives the premium?+
Most of Ocean Ridge sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 11 Inlet Cay Drive, Ocean Ridge, FL 33435?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 11 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 11 Inlet Cay Drive, Ocean Ridge, FL 33435?+
This listing has been on the market 1 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
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Simon Gedz
Realtor® since 1995
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$4,995,000 · MLS B26099212
$4,995,000
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