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+47 photosWaterfront home — 3725 NW 85TH Terrace · Monterra · Cooper City
South Florida Luxury Living
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Open property magazine$1,399,000
3725 NW 85TH Terrace, Cooper City, FL 33024
Cooper City, FL, 33024
5 bd · 4 ba · 3,130 sqft
Listed by The Keyes Company
3725 NW 85TH Terrace, Cooper City, FL 33024
Listed by The Keyes Company
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Estimated monthly payment
$9,689/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $9,689/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesWelcome to this custom Tortuga model in Monterra, offering 5 bedrooms, an oversized loft with the potential for an additional bedroom, a private pool, and a 2-car garage. Porcelain tile flooring throughout the main level, impact windows and doors, and a spacious layout bring comfort and functionality together. The primary suite has beautiful lake views and two walk-in closets. And that enormous loft? Home theater, game room, office, or bedroom number six. Your call! It also has an exquisite second-floor balcony provides a front-row seat to future sunsets. Enjoy your own poolside retreat or take advantage of Monterra's resort-style amenities, just steps away. This 24-hour gated community offers a fitness center, swimming pool, tennis and basketball courts, tot lots, and a dog park. Centrally located near major highways and zoned for A-rated schools. More space, more possibilities, and a waterfront setting that's pretty hard to argue with. Welcome home!
Property Details
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Your costs (est.)
≈ $9,689/mo
3725 NW 85TH Terrace, Cooper City, FL 33024 · Cooper City
Location
3725 NW 85TH Terrace, Cooper City, FL 33024
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3725 NW 85TH Terrace, Cooper City, FL 33024?+
Property tax (after sale): $1,780/month est.; homeowners insurance: $631/month est.; HOA: $20/month. Fixed ownership costs before a mortgage: $2,430/month est. Principal and interest: $7,259/month; PMI: $0/month. Total for the payment scenario shown: $9,689/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3725 NW 85TH Terrace, Cooper City, FL 33024?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3725 NW 85TH Terrace, Cooper City, FL 33024 need flood insurance, and what drives the premium?+
Most of Cooper City sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3725 NW 85TH Terrace, Cooper City, FL 33024?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 3725 NW 85TH Terrace, Cooper City, FL 33024?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 3725 NW 85TH Terrace, Cooper City, FL 33024?+
This listing has been on the market 1 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Cooper City, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Embassy Creek Elementary School
Elementary · 2.0 mi from this home · 10905 Se Lake Blvd, Cooper City
Zone boundaries published by Broward County Public Schools.
Other options for this address
David Posnack Jewish Day School
Pre-K & Kindergarten · Private · Jewish · Grades PK–12 · Davie
Know-It-All Preparatory School And Tutoring Center
Pre-K & Kindergarten · Private · Grades K–12 · Davie
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,399,000 · MLS B26100136
$1,399,000
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Listed by United Realty Group Inc.
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